Bank with Natwest but the man says I can't get better account

cdlmmll

Applied on line to get a currant acc rather than my step acc.

It asks if youv'e ever been bankrupt, which I was but on the 24th of march my six years will have past. The court details about my bankruptcy actually came off my file last week. So no record on either of my files.

Yet Nat West say because of bankruptcy no go, but if I go into my branch with my discharge papers I can have another step account.

Now I have held a step acc for five years and never overdrawn and also have had an e savings acc for over a year.

So much for customer loyalty.

Who will or would be likely to give me a big boys account?

mclaren32

cdlmmll wrote: »

Applied on line to get a currant acc rather than my step acc.

It asks if youv'e ever been bankrupt, which I was but on the 24th of march my six years will have past. The court details about my bankruptcy actually came off my file last week. So no record on either of my files.

Yet Nat West say because of bankruptcy no go, but if I go into my branch with my discharge papers I can have another step account.

Now I have held a step acc for five years and never overdrawn and also have had an e savings acc for over a year.

So much for customer loyalty.

Who will or would be likely to give me a big boys account?

Once it drops off you credit file (its probably too early still) even when they key yes to a previous bankrupcy they may still be able to offer a better account as your credit file will obviously be better.

chambta

If you answer 'yes' to that question the answer will always be the same.

seeya23

cdlmmll wrote: »

Applied on line to get a currant acc rather than my step acc.

It asks if youv'e ever been bankrupt, which I was but on the 24th of march my six years will have past. The court details about my bankruptcy actually came off my file last week. So no record on either of my files.

Yet Nat West say because of bankruptcy no go, but if I go into my branch with my discharge papers I can have another step account.

Now I have held a step acc for five years and never overdrawn and also have had an e savings acc for over a year.

So much for customer loyalty.

Who will or would be likely to give me a big boys account?

move to a other bank like ltsb barclays

jonesMUFCforever

Wait until after the 24th March then obtain copies of your credit files to confirm these no longer show on there..
Then go to a new bank and ask to open an account.

cdlmmll

Yeah

your all probably right, it's what I was thinking I'd have to do.

Many thanks to you all for your help & advice

mclaren32

chambta wrote: »

If you answer 'yes' to that question the answer will always be the same.

Not the case, there are plenty of previously bankrupt people with better accounts than a step with Natwest.

paulmcerlean

Put it this way, once it disappears from your credit files...have you ever been bankrupt? No.

VanCrack

I had a currant account once, i closed it because they kept raisin the charges.

jonesMUFCforever

VanCrack wrote: »

I had a currant account once, i closed it because they kept raisin the charges.

Wicked :rotfl::rotfl: