Virgin Credit Card Credit limit reduction?

thefenman

I applied for the new 0% on purchases Virgin Credit card and was turned down. I have never been turned down by any other credit card company. In the last 18 months or so I have applied for and been granted 5, 4 of them with 0% on purchases and as they reach the end of that, I pay it off and discontinue the account. I even got an AmEx card which I am told is the most difficult to get.

To add insult to injury, the email rejecting me was patronising enough to offer me a Vanquis card.

I find that whenever I touch anything to do with Virgin, it goes wrong - they were THE most annoying broadband provider for the year I was stuck with them (on ADSL), I couldn't wait to get with a decent provider, in this case O2. I am planning to fly to San Francisco later this year, no way am I flying Virgin, I expect they will find some excuse for refusing to let me on the 'plane, like the CC, without an explanation! I just hope BA is still in business!

stephane_2

thefenman wrote: »

I applied for the new 0% on purchases Virgin Credit card and was turned down. I have never been turned down by any other credit card company. In the last 18 months or so I have applied for and been granted 5, 4 of them with 0% on purchases and as they reach the end of that, I pay it off and discontinue the account. I even got an AmEx card which I am told is the most difficult to get.

To add insult to injury, the email rejecting me was patronising enough to offer me a Vanquis card.

I find that whenever I touch anything to do with Virgin, it goes wrong - they were THE most annoying broadband provider for the year I was stuck with them (on ADSL), I couldn't wait to get with a decent provider, in this case O2. I am planning to fly to San Francisco later this year, no way am I flying Virgin, I expect they will find some excuse for refusing to let me on the 'plane, like the CC, without an explanation! I just hope BA is still in business!

Virgin CC is run by MBNA, Virgin only gives it his name to the product....nothing to do with Virgin itself

bengal-stripe

thefenman wrote: »

In the last 18 months or so I have applied for and been granted 5, 4 of them with 0% on purchases and as they reach the end of that, I pay it off and discontinue the account.

There is your reason! - Like all of us, Credit Cards want long term relationships.

You seem to be a "Wham-bang-thank-you-Mam" kind of guy and you have been found out.

thefenman

bengal-stripe wrote: »

There is your reason! - Like all of us, Credit Cards want long term relationships.

You seem to be a "Wham-bang-thank-you-Mam" kind of guy and you have been found out.

Possible, I suppose, but ONLY when it comes to CCs!!! I've only terminated one and I got a Saga card last week.

And I still won't fly Virgin!