Is the "can't have another MBNA card" rule set in stone?

Fingers_Crossed_3

Just cancelled my MBNA application, so just need to decide which to go for instead!

CannyJock

Fingers_Crossed wrote: »

Just cancelled my MBNA application, so just need to decide which to go for instead!

If they searched your credit report already then would have made sense to see what happened with the application.

You can have up to 5 MBNA backed cards. And you can transfer the limits between them. So even if the "new" card only offered you a £500 limit, you could have moved £3k from your Virgin card across and did the SBT to clear your Virgin card. Would have left you £7k on the Virgin card to use for your normal day to day stuff.

List of who backs which cards is on same site as the LOB details http://www.stoozing.com/cards.php

ffacoffipawb

Fingers_Crossed wrote: »

Situation is I have a Tesco and Virgin card both with 3K on. I want to BT them to a LOB card, and stupidly applied for the MBNA fee free one, I hadn't realised Virgin was MBNA (is there a list anywhere to keep me right?). So will MBNA automatically discard my application or should I wait and see?

I have 3 MBNA cards under the same login - Manchester United (yay!), Play.com card and the AA credit card.

scott_lithgows

I,ve got 3 as well,mbna virgin and n+p.Might try for a 4th later in the year !

CannyJock

scott_lithgows wrote: »

I,ve got 3 as well,mbna virgin and n+p.Might try for a 4th later in the year !

Hope your MBNA backed N&P card is mounted and framed as piece of credit card history

Wouldn't have been opened in the old N&P branch in West Blackhall Street would it? That's real ancient history.

scott_lithgows

CannyJock wrote: »

Hope your MBNA backed N&P card is mounted and framed as piece of credit card history

Wouldn't have been opened in the old N&P branch in West Blackhall Street would it? That's real ancient history.

Oh sorry I meant the Norwich + Peterborough BS but I was a customer of (the excellent) National + Provincial BS on Westblackhall street untill it was ruined by the evil abbey!

gkb_2

Can I confirm as couple of things with the experts, the girlfriend has a Virgin card that has a very healthy credit limit and has come to the end of its 0% and has been paid off but Virgin are not offering any repeat deals at the moment.

If she was to apply for say the MNBA Platinum card could she transfer the credit limit on the Virgin card accross to the Platinum card and use the total of both credit limits for the 13 months 0% ? if so is this done with a call to the customer services of the Platinum card ?

CannyJock

gkb wrote: »

Can I confirm as couple of things with the experts, the girlfriend has a Virgin card that has a very healthy credit limit and has come to the end of its 0% and has been paid off but Virgin are not offering any repeat deals at the moment.

If she was to apply for say the MNBA Platinum card could she transfer the credit limit on the Virgin card accross to the Platinum card and use the total of both credit limits for the 13 months 0% ? if so is this done with a call to the customer services of the Platinum card ?

Yes. Either customer services can do it - they're the same people