Help!!! I'm being ripped off £10K by AXA!!!

ArchieB_2

I doubt the Travel Insurer will pay up. From what i understand you knew something was wrong prior to Travel and you had it investigated abroad of your own choice. It would be reasonable to expect that this could lead to a claim and thus fall under one of the exclusions.

Overall it sounds far too complex to get any clear idea on this forum and I would read Dunston's post as this is the only reasonable course of action.

mkoprulu

EdInvestor wrote:

mkoprulu




Insofar as high blood pressure produces no symptoms, I think we can see from this that if your wife had been a normal British holidaymaker, by the time she had to be admitted to hospital as an emergency, she would already have been back in the UK for a week and no longer covered under the policy but again the responsibility of the NHS.

Not really, because as i said when she was referred to endocrynologist, the doctor told her that it would be dangerous for her to fly back. She needs to stay and get more tests done. That's why she didn't return on the 30th April, and therefore she was still in Turkey when she was taken to hospital.

pink_phantom

I think what people are saying is that you clearly intended to see another doctor whilst abroad "the reason we saw a doctor in Turkey was because she wanted to see someone she could trust." and that this was pre-meditated even if you didn't know the outcome at the time. You can't just go abroad to see another doctor just because you don't like the ones in the uk and then expect the travel insurance to pay for it.

dunstonh

I have taken another read of the thread again and I have to say that you don't have much of a chance of getting anything out of AXA and they are quite within their rights not to pay if I am reading it correctly.

The issues as I read it (and its not the easiest to follow so please correct if wrong):

1 - The visit to Turkey included a scheduled appt to a doctor for tests. This would automatically invalidate the travel insurance policy.
2 - The condition that led to the operation was pre-existing prior to the booking of the holiday. That would invalidate any claims with anything linked to that.

I think the problem here is that you misunderstand what travel insurance is. It is there to cover unforeseen events. Not planned events. You almost seem to be mixing travel insurance and private medical insurance up.

I know you probably arent going to like these comments but from what you have said, I would have to side with AXA.

Wyndham

mkoprulu,

I'm curious, what did you do in the end? How did you get on?