Thurs 11th March - What small DFW things have you done today??

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Goooood morning!
Hope all well today Lovely and sunny here, just need it to warm up a bit!
Off to work for the morning for me...then to Tesco to return some trousers, Argos to return some canisters and buy a half price lawn mower. And going to see my college tutor about everything and how far behind I am...booo. But....I did get one part of an assignment done yesterday...big cheer for me
Ok...list for today:

• check banking...move tax credits to 'spends account'
• daily scratch
• packed lunches for girls to school
• post mother's day card from girls to ex-mil
• buy mothers day card for my mum
• renew uni library books
• meal from plan tonight- jacket pots and chicken
• washing off airer and into airing cupboard
• return bits for refunds
• buy lawn mower - i really need one and it's reduced from £70 to £35 woopwoop
• buy petrol at T's, cheapest round here and get clubcard points
• post ebay sale

Right, that's all for now.
...coming your way if you need one!

Pippilongstocking

OH morning milly - well done on the assignment - wow what a lot of lovely smilies!!!

I got a lawnmower on Freecycle - pity you're not nearer to me - its not needed now as I've a bigger one - good luck with it!!

I'm second Im second I'm second!!!! Off to post and sneakily add list in two ticks.......................

OK here goes today

[STRIKE]Paper day - look for more chickens[/STRIKE]:jonly baby chickens on there and I think whilst that woudl be fun I need more grown up girls at the mo
TIdy up some of hte garden
[STRIKE]Get some washing on[/STRIKE]
Sort out some things to go to new house
Take some tools etc
Clear the dining table after taking photos of things
Ask DS and his Pal to take the dining table apart and we can take it to the new house
List 30 more books on amazon
[STRIKE]Go to charity shop to find more wool or put an email around work/ask in the art dept[/STRIKE] no bags of wool sad girl here - don't really want to buy bits so will keep looking
[STRIKE]Politiely refuse the opportunity to do a 20 minute lecture on a Saturday for my supervisor (*I'm busy*) not sure with what yet but busy[/STRIKE]
[STRIKE]SOrt something for dinner - we are busy tonight[/STRIKE]
Clear out a bit of the conservatory - see what plants I can list - I have a million babys spider plants
Go through seeds as am teaching on Sunday
[STRIKE]Make some eggs for lunches and make a sandwich - early lunch today as I have a student with me this afternoon[/STRIKE]
[STRIKE]Move some of my expenses to my stick fund - will keep the bits for things I've bought but move the petrol money as that's all extra[/STRIKE]
[STRIKE]Check Capital one for response on email[/STRIKE]
Ask my Campervan insurers why they can't use quidco! - he can't be insured on the internet he has to be insured over the phone - too complicated - which sucks -
[STRIKE]Text OH with free texts[/STRIKE]
[STRIKE]PM someone some details of sites I know for a work thing[/STRIKE]
[STRIKE]Try and wrap up its cold[/STRIKE]
Doggie in the field as got field work to do
[STRIKE]Check banks[/STRIKE]
[STRIKE]Move money[/STRIKE]
Charge phone at work :rotfl:forgot the phone, remembered the cable - got the phone now charging it up lol
Look at greenhouse and make a plan of attack
[STRIKE]Feed chookie[/STRIKE]
Have a slug hunt in greenhouse and feed said slugs to chookie
Gather some bits for the weekend
Phone up about my laptop as my pals OH came and took it away and is happy to look at it for me (babysitting for them on Sat)
[STRIKE]Updated my own challenge[/STRIKE]
[STRIKE]
Put bins out and recycling saves a trip to the dump
Hunt out the old alternator and take it to work to have it checked
[/STRIKE]
[STRIKE]Rearrange meeting on Saturday for work til Sunday as then I don't have to drive in on both days[/STRIKE]

OK thats me - we watched a movie last night which I wasn't sure about but it was AMAZING

Julie & Julia - if you like food/cooking you'll love the movie - all about a girl who follows an american ladies cook book on french cooking and blogs her year doing it.

Hugs to all - Milly ta for starting the thread x

catmiaow

Morning all,

Today I will:

Go to work
Check online banking
Shower rather than bath
See to cats
Take kitchen rubbish out
Enter comps
Dinner from meal plan
Take lunch to work
Check job sites

Didn't get that job from last week..which I am glad about actually as they really messed me about this week, hopefully will get the job from the interview I had on Monday?

BY the way...Does anyone know how you can get hold of old episodes of Holby City?

Hope everyone has a good day!

stokelady

Morning - Hoping to try and set myself small targets and stick to them -

Today I will -

Not over eat - only eat when I am hungry and drink plenty !!
Turn the house upside down for a broken laptop I have to see if I can sell it !
Cleaning
Laundry
Go to Tesco and put £1.50 clubcard voucher towards a small shop ( Spend no more than £10 !)
Read through some diaries on here for inspiration (need motivating)

Pippilongstocking

Hey stoke lady - good idea about the small targets - you've lots to get on with on that list!!! It would take me forever to clean the house here etc - its chaos!

I love clubcard points - trying to see if I can use them on some kind of EoN deal - but thus far not coming up with much luck (any ideas chaps - the tariff that suits me doesn't give points) - we don't have petrol here so I'm trying to find better ways of using/getting points - just ordered my next magazine subby through clubcard deals - woo hoo - gardeners worlds for free for me - yippee. DS upset cos his last years magazine subby is nearly expired and can't beleive I've used the vouchers for me this time!

Catmiaow - sorry to hear about work - x

Triangle

Morning my lovelies! :hello:

Fay - thank you for your words yesterday - cheered me up!:A
Milly - so happy to see those smilies back Good luck with tutor today
Cat - Hmmmm, I'm not sure about old episodes, sadly the i-player only shows them for a week. What about looking on the Holby site?

I'm in a fantastic mood today :T:T:T Lost another 2lb at weigh in last night - despite it being my birthday week! :T:T:T 9lb altogether now - I can see it a bit off my face - but it's more a psychological thing at the moment

I also wrote a big long list of things I want to get done before the end of the weekend which has helped clear my head....and when I got back from SW, DH had done all the washing up cleaned out the tortiose and made my favourite soup - chicken and leek




So onto day:

• Have a training course - at a centre at the end of my road! :rotfl::)
• Walk pup
• Wash the bed sheets at 30 and dry around the house
• Finish returning (free) thank you texts for birthday wishes
• Not a NSD - want to buy some flowers later and drop to mum today as she is away all weekend (mothers day)
• Organise diaries
• Cancel equifax free trial
• Bit of uni reading
• Meal plan and shopping list for tomorrow
• Post m-day card for DH mum
• Pay in cheque from mum and dad
• Have a look on ebay for GHDs
• Reserve DVD at public lib online
• May be catching up with an old friend tonight - need to text

Have a lovely day all
Lots of love
T
x

josiebabie

Morning all
Slept like a log last night and now feel so much better, although I must have slept awkwardly (like a log) cos my neck hurts
Thanks for starting the thread Milly with all the shiny happy colours!
Today I have/will:
- Checked banking - no change
- Driving carefully to conserve fuel! Not got a lot left in fuel budget!
- Do any surveys that come through
- Keep an eye on ebay
- Pick up prescription at lunch time
- Charging phone at work
- Might phone S.E. to discuss direct debit again
- Lunch from home, noodles, yum
Feeling much brighter today, wohoo!

Pippilongstocking

Triangle wrote: »

Morning my lovelies! :hello:

DH had done all the washing up cleaned out the tortiose and made my favourite soup - chicken and leek


Lots of love
T
x

Sorry BUT this did make me laugh

I know you didn't make the chicken soup from the tortoise cleanings but but it does read a bit like that (sorry) I can't stop giggling:rotfl:

Remember that really old advert for stock cubes...... HERE is a link


Hey T well done on the weight loss - nice to hear you in a lovely up mood today - just a thought if you're mum is away why not invest in a plant for the house or even better for her garden (if she has one) rather than a bunch of flowers - they will last longer - and she can enjoy it for more time? Cut flowers are exobrotant at this time of year - it makes me so mad.

Triangle

fayjmck wrote: »

Sorry BUT this did make me laugh

I know you didn't make the chicken soup from the tortoise cleanings but but it does read a bit like that (sorry) I can't stop giggling:rotfl:

Remember that really old advert for stock cubes...... HERE is a link


Hey T well done on the weight loss - nice to hear you in a lovely up mood today - just a thought if you're mum is away why not invest in a plant for the house or even better for her garden (if she has one) rather than a bunch of flowers - they will last longer - and she can enjoy it for more time? Cut flowers are exobrotant at this time of year - it makes me so mad.

:rotfl::rotfl::rotfl::rotfl:

It does read like that doesn't it?! I promise no tortoises or tortoise litter was harmed in the making of the chicken and leek soup!

Thank for the tip about the flowers - a plant for the garden does sound the better option :T

T
x

uphillstruggler

Hope you don't mind me joining the thread. In spite of being a very-long-time MSE stalker and having had many lightbulb moments I've just had the biggy and am really trying to turn my life around. I've found that visiting this site (and this thread) really helps me focus, so here goes.

Few things for today:
[strike]Check online banking[/strike]
[strike]Check Quidco and do some quick clicking[/strike] £4.92, nice
Transfer funds into "pots" between various accounts
Snowballing action on debt 1 - overpayment
[strike]Meals from larder[/strike] jacket potato and salad for lunch; tea will be fishcake and veg - must use up cabbage
Check spreadsheets and my budgets are up-to-date and all purchases listed.

Think that's enough for today as I'm putting in a 16-hour shift, ouch. (Self-employed, for my sins.) Have the afternoon off tomorrow so have plans for some serious batch cooking and breadmaking. Looking forward to a break from work; have been crazy busy lately.

Good luck with all your DFW endeavours today x

Kay.Samuels

Hi everyone,
Today I have...
- posted off form to family fund for driving lessons
- counted how many monthly payments have left on loan
- checked online banking
- wrote list of presents already bought in for xmas and birthdays this year so I don't buy duplicates
- received delivery of prescription pull ups for son
sorted through bills and letters, filed and put away
- will be eating from meal plan list