2nd viewing with owners this evening - what questions to ask?

Sammy85_2

Fire_Fox wrote: »

One year not three. I *think* the grace period is only if you request a meter, not if the decision was taken out of your hands.

?

As i said..

But you can request one and they'll install it free of charge. You then have a years grace where they will remove it again for free if you decide its not worth it.

Fire_Fox

Sammy85 wrote: »

?

As i said..

?????? I am clearly losing the plot, I read three years twice!

tootsmyboots

sounds silly but have a look to see if there are enough plug sockets and if they are in decent positions - this is something i always check out on a 2nd viewing.

Sammy85_2

Fire_Fox wrote: »

?????? I am clearly losing the plot, I read three years twice!

maybe.... haha

Sammy85_2

tootsmyboots wrote: »

sounds silly but have a look to see if there are enough plug sockets and if they are in decent positions - this is something i always check out on a 2nd viewing.

So true... nothing worse than finding out there are not enough plug sockets and having to run extension leads round the back of sofas until you get the time/money to get more put in!

<sebb>

Fire_Fox wrote: »

MIP does not leave a footprint on your credit file and is essential to be taken seriously as an FTB.

Mine did (I check my credit file regularly). It actually came up with an acceptance form saying that it would leave a footprint and I had to agree to proceed.

Perhaps they are not all the same though.

Before I went for the Decision in Principle, I was able to call a couple of mortgage lenders to get verbal acceptance for my own peace of mind that I would actually get a mortgage. They said it would all be fine subject to nothing showing in my credit file (they didnt actually check it then).

bitsandpieces

Sammy85 wrote: »

So true... nothing worse than finding out there are not enough plug sockets and having to run extension leads round the back of sofas until you get the time/money to get more put in!

It's a hassle, but from memory it's not all that dear to get an electrician to put extra in. Not something I'd pay much attention to when deciding on a property.

I'd also ask something like 'is there anything else you think I should know before making an offer'. They may tell you something useful that you wouldn't have thought to ask.

sunshinetours

Sammy85 wrote: »

Depends on the water company. Ours doesnt. But you can request one and they'll install it free of charge. You then have a years grace where they will remove it again for free if you decide its not worth it.

Indeed, as I said "many" do not all. Our does, so it should be something a FTB like the OP should be aware of.
Its probably a good thing if living on own or with partners as charges almost certainly will be lower unless he has a swinmming pool and 3 power showers a day......

jenny74

sunshinetours wrote: »

Because many water companies do a complulsory meter install on a change of occupier

Errrrr, since when?????? They didn't when I moved recently.

Chris_Quartly

We had a relatively productive second viewing I think, much more objective second time around. I'm not very good at all this gaming around though, the EA called me today and I've put a bid in, I should have played it cool and waited a day I'm sure. If they reject the opening offer then I'll definitely leave it to stew for a few more days.

My opening offer is £10k under asking so I imagine it will be rejected anyway, given the type of person I am I'll probably always think I should have offered less to begin with. I'm fairly nervous.