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Wed 10th March - What small DFW things have you done today?!
                
                    pixiechick99                
                
                    Posts: 3,731 Forumite
         
            
         
         
            
         
         
            
                         
            
                        
            
         
         
            
         
         
            
                    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Good morning lovely people

Thanks for all the 'get well' comments
....I do feel better today, thank goodness, felt yuk yesterday morning!!
Haven't decided if I'm going toUni yet today or not....I just can't be bothered really. Might stay off and attempt to start the assignment I'm due to hand in asap.
So...list:
to anyone else feeling poorly.
Have a fab day everyone...roll on the weekend!#

                
                But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Good morning lovely people


Thanks for all the 'get well' comments
....I do feel better today, thank goodness, felt yuk yesterday morning!!Haven't decided if I'm going toUni yet today or not....I just can't be bothered really. Might stay off and attempt to start the assignment I'm due to hand in asap.
So...list:
- check banking
 - daily scratchcard
 - take pair of trousers back to Tesco for refund
 - packed lunches to school
 - buy a few bits in T's to last the rest of the week until I do a big shop
 - hoover downstairs
 - washing on quickwash

 - washing on line or airers

 - UNI WORK....
 - post ebay tshirt sold
 - maybe sparkle...a little!


 
to anyone else feeling poorly.Have a fab day everyone...roll on the weekend!#

                I really need to sort out a new signature!
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            Comments
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            Morning Milly - glad you are feeling better.
Morning to all who follow. Happy Birthday for yesterday Triangle. Hope you enjoyed your meal.
For me today:- Take lunch and breakfast to work
 - Low spend day
 - Check banking
 - Scratchies
 - Check phone bill
 - Any surveys that come in
 
0 - 
            Morning all, glad you are feeling better Milly!!

Today:
- check online banking
- packed lunches
- tea from freezer
- one dd to friend for tea, other dd got friend coming here
- small amt of shopping
- all comps ending 11/03
- LSD -nothing apart from the shopping
- make some fairy cakes
Have a great day everyone xx0 - 
            Morning all, Milly glad you're better. I'm sort of not, just getting hot flushes and sweating
 I've dragged my !!! into work
My list:
- Surveys
- Sell another purge at least
- Mum has DD today
- Took my library book back yesterday, 34p fine!
- Survive!
- Keep an eye on my ebays
That's all I can manage todayNothing to report as yet...give me a minute...!0 - 
            Glad ur feelling better Mmilly! its worth coming on here in the morning just to see your smileys

Apart from spending money on the garden I had a more productive day yesterdy so heres for another one today!
clean kitchen done ;-)
do washing and stick on line! washing is in ;-)
sort out girls bedroom and change beds done ;-)
tidy upstairs and quick hoover half done
put casserole in SC for tomorrows meal plan
fill in and send off form for college
gardening with the girls - plant some container carrots
take some photos of building site garden!
Send birthday card and letter to my mum and flowers via interflora done (ouch)
list on ebay
look for decree nisi
chicken pasta bake for girls lunch today left over from last night
do some baking/craft with girls
be ready to leave for work at 5:15 sharp
Have a good day everyone :T
0 - 
            Good morning all :hello: Thank you or all birthday wishes yesterday :A I had a lovely day, went into town with DH and picked up three gorgeous tops from my favourite charity shop, took pup for a lovely long walk on the beach and had a really nice meal with family in the evening
 Received a bit of money too which I will spilt between everyday living costs for next month and getting some new GHDs...ebay of course! 
My list today:- Day off today
 - SW tonight - will be good all day as was a little naughty yesterday - DH bought me a delicious iced bun from local bakers 

 - Housework
 - Washing at 30 and airer dry
 - Popping to see friend later for lunch
 - Chase up 0% c/c application - did it a week ago and have nothing
 - Watch eastenders and Holby City on i-player
 - Couple of phone calls using free minutes
 - Reply to birthday messags received yesterday using free texts
 - LSD - just SW hopefully
 - Walk pup for free excerise
 - Bit of budget planning
 - Phone dog groomers to try and book pup in for sometime next week
 
T
xMFW!
Started 1/12/22 - £196,000
Saving targets 2023
Mortgage Overpayment £0/£2000
Bathroom £0/£2000
Big Birthday Trip £0/£2000
Long Term Saving Pot £0/£20000 - 
            Morning all
Back into the fray as they say today - first day back at work for a while - not especially looking forward to it because I feel so behind
Anyway - peedie still snoring on the bed - so some things are clearly back to normal!!
Today
Check banks
Move some cash about
Remind OH gently that I'd really appreciate some flight money
Store cupboard tea
Check up on this weeks teaching and tentatively ask about how/if/when I am getting paid
Feed chookie - she loves the new pellets we got which are supplementing the grain - collect eggs
Stick ad on freegle/freecycle for a few more hens that's where we got her
Look at snow drops in garden and see if any have stopped flowering - am selling a pile on ebay later this month
Work hard
Check emails to see about amazon sales if any
Walk puppy
Speak ot OH about booking holidays
Charge phone at work
Need to tax the car this month will do it online and 1 year instead of 6 months to save a wee bit of money (£15)
Order spare part for campervan and phone local garage
Think of cunning ways to up my income this month - got plants and seeds to sort out.
Sparkle (!) not feeling much like it but will have a go.........
Hugs to all - need to write to my brother in law and his children to see if I can persuade them to visit us at some point, they mentioned when we were down that they'd like to come - and maybe a change of scene will help at some point..........
Oh and send a mothers day card (!) second class post will still be OKTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 - 
            Good morning all :hello: Thank you or all birthday wishes yesterday :A I had a lovely day, went into town with DH and picked up three gorgeous tops from my favourite charity shop, took pup for a lovely long walk on the beach and had a really nice meal with family in the evening
 Received a bit of money too which I will spilt between everyday living costs for next month and getting some new GHDs...ebay of course! 
Watch eastenders and Holby City on i-player
T
x
Glad you had a lovely birthday:p
Make sure you catch up on Holby....it was fab:TI really need to sort out a new signature!0 - 
            Hey T that reminds me - I need to look out the clippers for my dog - he hated going to the groomer person - so I did a DIY job with some interesting bits of chicken to distract him - I must say despite my reservations - he still looked as scruffy as ever - the lady here did a 'lion cut' on him and he looked very stupid - I just did a once over with the old hair clippers and he didn't look quite so daft. But he's starting to look like hairy mclairy now so he needs a haircut soon!!
Thanks for the reminder and your birthday sounded lovely!xxTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 - 
            millyscarlett wrote: »Glad you had a lovely birthday:p
Make sure you catch up on Holby....it was fab:T
Oooooh Milly - just watched it on i-player! Amazing!! :T
T
xMFW!
Started 1/12/22 - £196,000
Saving targets 2023
Mortgage Overpayment £0/£2000
Bathroom £0/£2000
Big Birthday Trip £0/£2000
Long Term Saving Pot £0/£20000 - 
            
clean kitchen done ;-)
do washing and stick on line! washing is in ;-)
sort out girls bedroom and change beds done ;-)
tidy upstairs and quick hoover half done
put casserole in SC for tomorrows meal plan
fill in and send off form for college
gardening with the girls - plant some container carrots
take some photos of building site garden!
Send birthday card and letter to my mum and flowers via interflora done (ouch)
list on ebay
look for decree nisi
chicken pasta bake for girls lunch today left over from last night
do some baking/craft with girls
be ready to leave for work at 5:15 sharp
Have a good day everyone :T
not a bad start just gotta keep ticking them off:D                        0 
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