CSA deductions for pensions etc

welshmoneylover

I think he's being sensible to make provision for his old age.

Use your child benefit and tax credits to pay for swimming lessons etc

jennihen

chriszzz wrote: »

Seriously I think children benefit far better having a a good relationship with parents in appose to giving them what they want.
My son who is now 18 will be going off to university with no financial support from dad but I will give him what I can afford to help him, if I havent got it he doesnt get it end of, but what we both have MONEY couldnt buy!!! we have a fantastic relationship, he respects me and understands that he carnt have what I carnt give, dont get me wrong I would like to have given him abit more especially were is education is concerned.

He doesnt hold a grudge with his dad and am glad he is like that, he will never grow up and have a chip on his shoulder.
In a strange kinda way he is looking forward to struggling, he wants to do it on his own, he wants to learn by it and to me that makes the man, that makes him independent and I want him to take that on board.

I know he is going to go far with his attitude, he could put some adults and children to shame!!!

Sounds a bit like my son. He's not going to Uni (at the mo) but has a great attitude about finding paid work and persuing his music for the next year. NOT having everything when you're growing up doesn't kill anyone.

The unfair bit about the pension is that the PWC rarely gets to start one before the children have left home therefore the 'pot' is never going to be very big.

chriszzz

jennihen wrote: »

Sounds a bit like my son. He's not going to Uni (at the mo) but has a great attitude about finding paid work and persuing his music for the next year. NOT having everything when you're growing up doesn't kill anyone.

The unfair bit about the pension is that the PWC rarely gets to start one before the children have left home therefore the 'pot' is never going to be very big.

As it seems to be unfair in just about everything, then I think we all should take responsibility to way the Law of the Land works!!!!

As a PWC I know that am not going to be able to put into a pension until my children are old enough for me to be able to get a job, so do I want to have a kids and loose out to a pension until their old enough or should NRPs not be able to join a pension until his ex can start work and join a pension.

This is actually another one for the government because they want us to have a pension and if nrp is paying into one, reducing his maintenance then the government will allow for that to happen cos they dont want to be forking out it everyone carnt pay towards a pension, the government are skint...they really just dont know how to budget lol!!!

Well done raising your son who has a good positive attitude!! I admire anyone raising children to not expect this and that, he will do, thats another way of making extra money when your in the music scene!! :T

DUTR

minimoneysaver wrote: »

Sorry, I have repost. I wish I could go into more detail but I don't want him to realise that I am here posting about him. He earns 200k per annum, I have less than £300 per month to bring up our daughter. Is that fair? I work all the hours I can to provide a roof over mine and my daughters head. My daughters orthopaedic paediatrition has suggested that dance and swimming may help to strengthen her legs and back to try to straighten out her gait. This isn't about a man struggling to make ends meet, it is about a man who is squirreling money away to not provide for his daughter. He has now not bothered to come and see her for over six months, even though I have an open door policy... is that fair on my daughter?

He doesn't pay you to bring up both of you' daughter, he contributes towards the cost.
The rest is made up by you, and as you know , money just does not magic out of thin air.
If you want us to judge him, then you yourself has to be judged, personally I think this is a troll posting.
Some children are better off seeing their parents, sometimes they are not, you only have to keep an eye on the daily news to learn that.
Sorry.

minimoneysaver

Thanks for calling me a troll?! I've been a member on here for over four years now. I am not asking you to judge myself or my ex. I was asking advice if there was an upper limit or percentage of pay that can be put aside for pensions.

chriszzz

Hi minimoneysaver,

Sorry to hear about your daughters problem, am sure it must be hard for you having to worry about getting the funds together to support your daughters needs.

As for your ex, well he is paying his maitenance and unfortunately the government will want him to put into a pension so that they dont have to fork out when he retires, I wouldnt of thought he would be allowed to take out a pension which has caused your daughter a fortune, in loss of maintenance and with health needs being a priority.

Shame on him for not taking an active role in your daughters needs. Is there no way you could talk to him about the problem your daughter is facing now that your funds are restricted due to the reduction in maintenance?? Maybe you could suggest you pay for dance and he pay for swimming, you can only try!!! If he is any kind of dad he would want to pay for at least one of the activities to benefit her health .

DUTR

minimoneysaver wrote: »

Thanks for calling me a troll?! I've been a member on here for over four years now. I am not asking you to judge myself or my ex. I was asking advice if there was an upper limit or percentage of pay that can be put aside for pensions.

I did answer that in the very 1st response to the thread
As did others.

DUTR

chriszzz wrote: »

Hi minimoneysaver,

Sorry to hear about your daughters problem, am sure it must be hard for you having to worry about getting the funds together to support your daughters needs.

As for your ex, well he is paying his maitenance and unfortunately the government will want him to put into a pension so that they dont have to fork out when he retires, I wouldnt of thought he would be allowed to take out a pension which has caused your daughter a fortune, in loss of maintenance and with health needs being a priority.

Shame on him for not taking an active role in your daughters needs. Is there no way you could talk to him about the problem your daughter is facing now that your funds are restricted due to the reduction in maintenance?? Maybe you could suggest you pay for dance and he pay for swimming, you can only try!!! If he is any kind of dad he would want to pay for at least one of the activities to benefit her health .

Chriszzz before you start taking full sympathy to the OP, just have a look at her started threads, doesn't paint a picture of someone struggling by a long shot, perhaps the OP should have grey fillings like most of us, give up the new car, reduce visits to the nail bar, buy clothes to keep not toss them away after the next foreign holiday, cut back on the champagne :eek:

Perhaps that is why the ex says he is cutting back on what he contributes as it doesn't seem like it is being spent on the child.

minimoneysaver

It isn't about struggling! It is about what is right and what is wrong.

chriszzz

Quote from Dutr:

I think this is a troll posting. Now we dont need name calling, were adults on here and we should treat people with respect, in respect to whether we believe or disbelieve what is being posted.

We dont know each other on a personal level, so I think we should give benefit of doubt or we dont post at all. :shhh: