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How high is your available cc limit?
JA1000
Posts: 620 Forumite
in Credit cards
I am interested to understand what limits Credit Card companies go to and what the highest limit is out there
For no other reason than curiosity. I will kick off with
Barclaycard 1 - £10,600
Barclaycard 2 - £10,200
Would they prevent the available to be less than £25k or we enter secured territory?
For no other reason than curiosity. I will kick off with
Barclaycard 1 - £10,600
Barclaycard 2 - £10,200
Would they prevent the available to be less than £25k or we enter secured territory?
0
Comments
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My Nationwide Cash Reward limit is £10,000. I'm pretty sure they offered me higher but I was happy with a nice round number. I've seen some premium cards with minimum £50k limits to unlimited but these are only available to the extremely wealthy.0
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Sainsbury's Mastercard £3.5k
ASDA Reward £3.1k
Halifax ONE £2.9kCredit card and overdraft at 18. 2 loans and 3 storecards at 20. University education flushed down the toilet through debt at 22. Car finance at 23. Car repossessed at 24. Rock bottom at 25. Learnt my lesson 26-33. Now 34 with a mortgage on an affordable house, a car paid for with cash and a bank account in credit. I learnt the hard way.0 -
Amex £2k
Barclaycard £1k (only for when amex not accepted)
Don't need or want more than that
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My RBS credit card has a £12.5 K limit....
EM xxYou can discover more about a person in an hour of play than in a year of conversation.
Plato
Make £2018 in 2018 no. 37 - total = £1626.25/£2018 :j0 -
My mate's had the same cc for over a decade, impeccable credit history, think the limits at around £14,000 at the moment. They just kept increasing it.0
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no_more_cards_for_me wrote: »Amex £2k
Barclaycard £1k (only for when amex not accepted)
Don't need or want more than that
I know you have your reasons by I am happy to have a high limit - whilst snowboarding a number of years ago in fading light, yep a good excuse but I broke my ankle
The english medical centre who were fantastic were not interested in any insurance documents I had. All they wanted to see was my credit card. I watched so many people turn up with an insurance certificate and either be refused or get their cards out.
I paid quite happily - you can't put a price on your health. I put the claim in upon my return and the insurance company paid before the cc bill was due.
For this reason I will always have a credit card and I will always encourage others to have them. It's how they are managed that counts.0 -
WOW!!! Mine's £200 and it's staying at £200 lol.0
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Ditto...My mate's had the same cc for over a decade, impeccable credit history, think the limits at around £14,000 at the moment. They just kept increasing it.
My first MBNA card limit is £16,000, which started off at around £5,000 and they kept on increasing it every year.
My second MBNA card limit is £6,300.
Both cards have £0 balance.100% debt free
House - bought and paid for
Contents - bought and paid for
:beer:
£12k in '12 No.198: £12,554/£12,0000 -
I've seen accounts with 60k+ limits at silly low percentage rates0
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MBNA £20K
Halifax £12K
Barclaycard £10K
Natwest £10K
Nationwide £8K
Abbey Zero £7K
Tesco £6K
HSBC £5K
Post Office £4K0
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