We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

How high is your available cc limit?

JA1000
JA1000 Posts: 620 Forumite
I am interested to understand what limits Credit Card companies go to and what the highest limit is out there

For no other reason than curiosity. I will kick off with

Barclaycard 1 - £10,600
Barclaycard 2 - £10,200

Would they prevent the available to be less than £25k or we enter secured territory?
«1345

Comments

  • choc_mouse
    choc_mouse Posts: 487 Forumite
    My Nationwide Cash Reward limit is £10,000. I'm pretty sure they offered me higher but I was happy with a nice round number. I've seen some premium cards with minimum £50k limits to unlimited but these are only available to the extremely wealthy.
  • LoopyPrune
    LoopyPrune Posts: 205 Forumite
    Sainsbury's Mastercard £3.5k
    ASDA Reward £3.1k
    Halifax ONE £2.9k
    Credit card and overdraft at 18. 2 loans and 3 storecards at 20. University education flushed down the toilet through debt at 22. Car finance at 23. Car repossessed at 24. Rock bottom at 25. Learnt my lesson 26-33. Now 34 with a mortgage on an affordable house, a car paid for with cash and a bank account in credit. I learnt the hard way.
  • Amex £2k
    Barclaycard £1k (only for when amex not accepted)

    Don't need or want more than that :)
  • Elliesmum
    Elliesmum Posts: 1,519 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    My RBS credit card has a £12.5 K limit....

    EM xx
    You can discover more about a person in an hour of play than in a year of conversation.
    Plato ;) Make £2018 in 2018 no. 37 - total = £1626.25/£2018 :j
  • triticale
    triticale Posts: 771 Forumite
    My mate's had the same cc for over a decade, impeccable credit history, think the limits at around £14,000 at the moment. They just kept increasing it.
  • JA1000
    JA1000 Posts: 620 Forumite
    Amex £2k
    Barclaycard £1k (only for when amex not accepted)

    Don't need or want more than that :)

    I know you have your reasons by I am happy to have a high limit - whilst snowboarding a number of years ago in fading light, yep a good excuse but I broke my ankle

    The english medical centre who were fantastic were not interested in any insurance documents I had. All they wanted to see was my credit card. I watched so many people turn up with an insurance certificate and either be refused or get their cards out.

    I paid quite happily - you can't put a price on your health. I put the claim in upon my return and the insurance company paid before the cc bill was due.

    For this reason I will always have a credit card and I will always encourage others to have them. It's how they are managed that counts.
  • Colliefrog
    Colliefrog Posts: 602 Forumite
    WOW!!! Mine's £200 and it's staying at £200 lol.
  • Chris_M_3
    Chris_M_3 Posts: 102 Forumite
    triticale wrote: »
    My mate's had the same cc for over a decade, impeccable credit history, think the limits at around £14,000 at the moment. They just kept increasing it.
    Ditto...

    My first MBNA card limit is £16,000, which started off at around £5,000 and they kept on increasing it every year.

    My second MBNA card limit is £6,300.

    Both cards have £0 balance.
    100% debt free
    House - bought and paid for
    Contents - bought and paid for

    :beer:
    £12k in '12 No.198: £12,554/£12,000
  • hello4645
    hello4645 Posts: 19 Forumite
    I've seen accounts with 60k+ limits at silly low percentage rates
  • chattychappy
    chattychappy Posts: 7,302 Forumite
    MBNA £20K
    Halifax £12K
    Barclaycard £10K
    Natwest £10K
    Nationwide £8K
    Abbey Zero £7K
    Tesco £6K
    HSBC £5K
    Post Office £4K
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.