is there a better credit card than Egg money?

timmyt

If you pay off your balance at the end of the month by direct debit, is there a better credit card than egg money who gives 1% cashback.

http://www.egg.com/visitor/0,,3_79731--View_1654,00.html

Not found one yet. I have had this for 5 years, and everytime I go into shops they always try and sell me a store credit or mastercard/visa, and I 'sell' mine back to them.

is there a better card - as it pays me!!

Typhoon2000

Amex cashback, at least for the first year it is.

no_more_cards_for_me

+1 for Amex in first year

spaceboy

Egg Money used to have an interest rate of about 6.9%, it's now up at 16.9% while Bank of England interest rates have dropped.

Just shows how scummy the banks are.

single_lonely

i was just today thinking of the same question

im currently on Barclay card cashback and get a paltry 0.5%cashback (has changed name 4 times in 2 years, so i dont think they'r making too much money of customers)

i too will probably apply for an egg card.
Does anyone know if any cashback sites (quidco etc) do cashback??
(last time i opened a hsbc basic acoount for my wife and they paid £50!!!)

apt

spaceboy wrote: »

Egg Money used to have an interest rate of about 6.9%, it's now up at 16.9% while Bank of England interest rates have dropped.

Just shows how scummy the banks are.

Are you sure it's still 16.9%. Egg has just launched another round of increases. Mine is now 19.9%, although it's academic as I always pay the full balance.

timmyt

Typhoon2000 wrote: »

Amex cashback, at least for the first year it is.

no I mean a proper credit card accepted worldwide, amex is pointless, we all know that

spaceboy

Egg Money used to be good but it isn't now. They totally changed it.

apt

They have not changed the 1% cashback, so it is still a good option for those who always pay the full balance.

INT1

Capital One World mastercard, 1% cashback and £10 annual bonus.
There is a £18 annual fee though but the £10 annual bonus cancels soem of that out, so it's £8 for the year which is better than the egg card and also 0.5% on other cards.

YorkshireBoy

Virgin Charity card - 0.8% cashback and no annual fee. Might work for low spenders.