17 year old daughter just learning to drive insurance is high any ideas

jaks111

my daughter has had her first lesson today i drive a peugeot 307 1.4 petrol i asked my insuarance about putting her on as a named driver for when she gets better and finally passes i pay £240 fully comp they want £2200 to put her on the insurance which seems high we were expecting about £1500 im changing my car in the summer is it best to go for a 1 litre engine and share the car that was what we were planning to do we have been told to stay in a insurance band 1 for the cheaper tax etc but how do i know what cars that covers
or has anyone an other suggestions she dose not want to spend her money on passing her test and not being able to drive

thank you

KeithP

Have you got a full stop on your keyboard?

flyingscotno1

jaks111 wrote: »

my daughter has had her first lesson today i drive a peugeot 307 1.4 petrol i asked my insuarance about putting her on as a named driver for when she gets better and finally passes i pay £240 fully comp they want £2200 to put her on the insurance which seems high we were expecting about £1500 im changing my car in the summer is it best to go for a 1 litre engine and share the car that was what we were planning to do we have been told to stay in a insurance band 1 for the cheaper tax etc but how do i know what cars that covers
or has anyone an other suggestions she dose not want to spend her money on passing her test and not being able to drive

thank you

Insurance band 1 will be cheapest cars but that is out of date really now insurance is 1-50 for groups and not 1-20 as previously, so Group 2 and 3 are still fairly cheap too.

Insurance depends on more factors than engine size- car age for example matters too, new cars are generally more expensive.

hartcjhart

If she is learning in your car try these peeps it is her own policy

and pay Bi monthly
http://www.provisionalmarmalade.co.uk/

jaks111

KeithP wrote: »

Have you got a full stop on your keyboard?

what does that mean?

Snowydog

Fortis do a policy whereby you can insure a learner driver for 90 days at a time. I did this for my son and it worked out about £40 per month while he was learning.

mikey72

Snowydog wrote: »

Fortis do a policy whereby you can insure a learner driver for 90 days at a time. I did this for my son and it worked out about £40 per month while he was learning.

Was this recent, or a few years ago?

flippinmental_2

jaks111 wrote: »

my daughter has had her first lesson today i drive a peugeot 307 1.4 petrol i asked my insuarance about putting her on as a named driver for when she gets better and finally passes i pay £240 fully comp they want £2200 to put her on the insurance which seems high we were expecting about £1500 im changing my car in the summer is it best to go for a 1 litre engine and share the car that was what we were planning to do we have been told to stay in a insurance band 1 for the cheaper tax etc but how do i know what cars that covers
or has anyone an other suggestions she dose not want to spend her money on passing her test and not being able to drive

thank you

We had a similar thing with our daughter very recently. She is learning to drive and we wanted to put her on our insurance to drive our car, as buying her own car is not an option at the moment. My insurance company were quoting rediculous figures, so hubby shopped around on the internet and found a very good price with Elephant (www.elephant.co.uk). The excess is high, but fingers crossed she won't have a bump. We moved to them and she is now out on the open road with her L Plates at every opportunity. Suggest you give them a try. Good Luck.

mikey72

http://www.collingwoodannuallearners.co.uk/

http://www.collingwoodlearners.co.uk/

first one was cheaper for us, as my daughter has her own car.

They will only insure learners, and as well as insuring her car, if she has one, she can have a policy on a car you own, and already have on your own insurance.
A lot cheaper than provisionalmarmalade for us as well.
There have been a few good threads on new drivers insurance on here recently.

redpete

Beware of companies that give you what looks to be a cheap quote whilst she is still on a provisional licence, they may well increase it a lot when she passes her test (we got caught out by Quinn like this).

fatgit

jaks111 wrote: »

my daughter has had her first lesson today i drive a peugeot 307 1.4 petrol i asked my insuarance about putting her on as a named driver for when she gets better and finally passes i pay £240 fully comp they want £2200 to put her on the insurance which seems high we were expecting about £1500 im changing my car in the summer is it best to go for a 1 litre engine and share the car that was what we were planning to do we have been told to stay in a insurance band 1 for the cheaper tax etc but how do i know what cars that covers
or has anyone an other suggestions she dose not want to spend her money on passing her test and not being able to drive

thank you

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