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GEM Breakdown Cover

smiler2405
smiler2405 Posts: 3 Newbie
in Insurance & life assurance
Just wondering if anyone has any experience of GEM Breakdown cover. My AA renewal has come in at £159 and other quotes are around £120 but I can get cover from GEM for £69 which seems really low. Are they low because their service is poor or is this a great deal? Would be great to know if anyone has had a breakdown what their service was like?

Thanks in advance

Comments

  • ArchieB_2
    ArchieB_2 Posts: 293 Forumite
    Is it their 'reclaim' service? If so this is where you pay the attending garage and then (try to) make a claim to reimburse you.

    I think they now offer a traditional product but I am not sure how this stacks up against the major players I'm afraid.
  • lisyloo
    lisyloo Posts: 30,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you are willing to go for a "pay and claim" service then AutoAid can't be beaten at £32.
    They have had a lot of good feeback on this site.

    I haven't seen anything bad about GEM service but haven't needed to use them myself.
  • ladydisco
    ladydisco Posts: 92 Forumite
    Mortgage-free Glee!
    I was a very happy GEM customer last year. Their service was excellent, quick callout and my claim was paid out within 5 days (they even sent me out a spare claim form for a future breakdown). In the true spirit of moneysaving, I too have moved to Autoaid, as GEM's prices have almost doubled since I took out my policy.
  • lisyloo
    lisyloo Posts: 30,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I have heard that GEM prices increase quite a lot on renewal.
This discussion has been closed.
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