📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A Payment A Day - Part 8!

Options
1263264266268269503

Comments

  • Santander, in their infinite wisdom, have decided to reduce my overdraft limit by £250. At least they do tend to give around 6 weeks notice of such things. The great irony of this is that I have a credit card of their's with a lot of unused credit on it.
    An unfortunate side effect of this is that I will have to stop doing PADs for rather longer than I initially expected in order to prepare for said reduction. I will still continue posting any minimum payments that go out. Also, I certainly intend to participate in discussions on here as this is the thread that I use the most on the forum so it feels a bit like a second home. Hopefully by the Autumn (after holidays), I will be zapping those debts once more. For now I need to focus on covering that reduced overdraft, paying the taxman, and trying to build some contingency funds in my business accounts.
    It's just the way it has to be unfortunately.
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    Trust you :rotfl:

    Obviously got something naughty on th brain :D
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • Locke
    Locke Posts: 485 Forumite
    A PAD of £5.50 to Marbles.
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    Evening Padders!!

    Another £10.00 from me today...I don't really have time to be sorting out huge pads...on a cleaning mission! :D Will do it soon though!! :j

    Hope you've all had a fab day! x
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    Hi folks.

    Mad day at work today but pleased to report another £18 coming off the debt! The Barclaycard is 0%, so some forum bods would say I really should be sticking PADs into an ISA for the little interest I would make in the meantime but I have not got the discipline so I shall keep plugging away at the card...Looking to do a low spend weekend to batter it into submission. Pay day soon and I hope to make a chunky PAD then.

    Hope all of you are OK. Keep the faith Sashy - there will be a fab job waiting for you soon, won't take long I am sure. :)
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • nickynoo08
    nickynoo08 Posts: 1,860 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Evening all,

    £8 for me today please EE
    £387.39/£196.46
    Pay my debt by End of Feb 2022
    49.28% paid!

    £199.55/£500 savings by End of April 2022
    39.91% saved!

    Make £2022 in 2022 - £20
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    edited 19 May 2010 at 10:45PM
    Not as big as I'd hoped it would be but here's my nicest PAD so far...

    £1077.00and I wave bye bye to MBNA!! :j:D:j:D:j:D (£976.00 to MBNA and £100.10 to BOS!)

    Go me!! :j:D:j:D:j:D
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    Someone really needs to come along and say Well Done to me!!
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    :money::beer:WELL DONE ANGELIC !! :beer::money:

    Thats great, another one down mrs. debtbuster!! Superb PAD!! Good stuff and well done for PADDING your credit!! :T:T:T

    And "Foxtrot Oscar" to your MBNA!!
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    LondonAndy wrote: »
    :money::beer:WELL DONE ANGELIC !! :beer::money:

    Thats great, another one down mrs. debtbuster!! Superb PAD!! Good stuff and well done for PADDING your credit!! :T:T:T

    :rotfl::rotfl::rotfl:

    Thank you Andy!! :A:j:A

    It it wrong to feel quite empty inside? I think I'm going to miss padding to that card! :eek:
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.