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A Payment A Day - Part 8!
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Santander, in their infinite wisdom, have decided to reduce my overdraft limit by £250. At least they do tend to give around 6 weeks notice of such things. The great irony of this is that I have a credit card of their's with a lot of unused credit on it.
An unfortunate side effect of this is that I will have to stop doing PADs for rather longer than I initially expected in order to prepare for said reduction. I will still continue posting any minimum payments that go out. Also, I certainly intend to participate in discussions on here as this is the thread that I use the most on the forum so it feels a bit like a second home. Hopefully by the Autumn (after holidays), I will be zapping those debts once more. For now I need to focus on covering that reduced overdraft, paying the taxman, and trying to build some contingency funds in my business accounts.
It's just the way it has to be unfortunately.0 -
Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
Aim for 2011 - pay off car loan £260.00 saved
Nerd No. 1173! :j
Made by God...Improved by the The Devil0 -
A PAD of £5.50 to Marbles.0
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Evening Padders!!
Another £10.00 from me today...I don't really have time to be sorting out huge pads...on a cleaning mission!Will do it soon though!! :j
Hope you've all had a fab day! xStarted PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
Aim for 2011 - pay off car loan £260.00 saved
Nerd No. 1173! :j
Made by God...Improved by the The Devil0 -
Hi folks.
Mad day at work today but pleased to report another £18 coming off the debt! The Barclaycard is 0%, so some forum bods would say I really should be sticking PADs into an ISA for the little interest I would make in the meantime but I have not got the discipline so I shall keep plugging away at the card...Looking to do a low spend weekend to batter it into submission. Pay day soon and I hope to make a chunky PAD then.
Hope all of you are OK. Keep the faith Sashy - there will be a fab job waiting for you soon, won't take long I am sure.Debt Free 25th August 2010 with PAD !!TARGETS ::D
Save 12k in 2013: #068 : £7,305/£12,0000 -
Evening all,
£8 for me today please EE£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200 -
Not as big as I'd hoped it would be but here's my nicest PAD so far...
£1077.00and I wave bye bye to MBNA!! :j:D:j:D:j:D (£976.00 to MBNA and £100.10 to BOS!)
Go me!! :j:D:j:D:j:DStarted PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
Aim for 2011 - pay off car loan £260.00 saved
Nerd No. 1173! :j
Made by God...Improved by the The Devil0 -
Someone really needs to come along and say Well Done to me!!Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
Aim for 2011 - pay off car loan £260.00 saved
Nerd No. 1173! :j
Made by God...Improved by the The Devil0 -
:money::beer:WELL DONE ANGELIC !! :beer::money:
Thats great, another one down mrs. debtbuster!! Superb PAD!! Good stuff and well done for PADDING your credit!! :T:T:T
And "Foxtrot Oscar" to your MBNA!!Debt Free 25th August 2010 with PAD !!TARGETS ::D
Save 12k in 2013: #068 : £7,305/£12,0000 -
LondonAndy wrote: »:money::beer:WELL DONE ANGELIC !! :beer::money:
Thats great, another one down mrs. debtbuster!! Superb PAD!! Good stuff and well done for PADDING your credit!! :T:T:T
:rotfl::rotfl::rotfl:
Thank you Andy!! :A:j:A
It it wrong to feel quite empty inside? I think I'm going to miss padding to that card! :eek:Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
Aim for 2011 - pay off car loan £260.00 saved
Nerd No. 1173! :j
Made by God...Improved by the The Devil0
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