Old geezers and gal's close to retirement on dmp's.!!

Nanny25k

Wow - working from home today and the sun's out:j:j

Washing on the line - ironing will be done as well!!

And work will be done as well, if I don't spend too long on here, once you start it's hard to get off - I keep flipping between the screens!

Time to make a coffee and get down to some serious work:)

pure_dead_dopey

Morning

had to spend the night in the tenas, don't worry will give them a wee wash before they are sent on down, and sorry I don have a question, what did happen when it rained??? Infection and all that????

nanna58

:hello::hello:Hi all
have a good afternoon me im off to work now till 9pm.Does anyone know why when im making headway something always stops me in my tracks?
i guess we were not meant to be worry or debt free.:(:(

Keep smiling:):):)

elsie52

Hi everyone.

I hope you lot haven't been lounging around whilst I've been working hard.!!

Nice to see Nanny25k is being industrious, she's obviously got will power to stay off the site.!! :T

PDD....looks like you will have to wait until after 9pm for the answer to your question. But be prepared 'cos the answer won't be simple.!! :rotfl::rotfl:

Off to make a coffee now, and have a bit of a browse, not doing anything else today, except make tea.

Nanny25k

Hi, Gosh I've been busy today - not all of it was work though Elsie! Got sidetracked into getting rid of the dust that showed up in the sunlight:( Then one thing led to another!! Still can always do my proper work this evening as it is on the laptop:rotfl:

Letter from Black Horse today saying that as a concession they will apply an interest rate of 0.373%:j That's nearly zero I think!

Will we need the Tenas tonight????????? Might have to have them ready!!!!!!!!!!!:rotfl::rotfl::rotfl::rotfl::rotfl:

elsie52

My goodness, I hope not...I'll have a damp patch on my chair if I continue,. . Nanna58 is at work until 9pm, so we know we are sane until then.!!. ..I kept busting out laughing at work today, just thinking about you lot.!! :rotfl::rotfl: Well, at least it takes our minds off the debt problem. :eek:


Well done on Black Horse, that's helpful.:T

Nanny25k

I know what you mean about the laughing out loud - I had a chuckle or two today, the cats gave me some very strange looks.................:rotfl:

pure_dead_dopey

Nanny

I don't want to rain on your parade but check that interest rate is it monthly or yearly. Hbos did this to OH and it turned out to be monthly, making it around 6%. Hope this isn't the case here.

Off to buy extra tenas just in case................

elsie52

Good thinking on that PDD......hope its yearly rate for you Nanny.

Nanny25k

I've looked at the original paperwork and it gives a rate of 0.646% per month - so I guess that it is not as good as I thought:(

Thanks for the heads up though PDD