We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sainsburys' CC - how long?

Hi folks, its me again.

Ok, I have been accepted for a Sainsburys' CC, with a much larger amount than expected - 1/3 more. So generous of them LOL, especially as I certainly don't plan to spend that much on our wedding :P

So how long will it take before I can start using it please? I have some pressing bills that need paying, but am not certain when I can start using it. Does anyone have any ideas about the 'real' time it takes?

Cheers
M

Comments

  • SimbaSimon
    SimbaSimon Posts: 810 Forumite
    Part of the Furniture Combo Breaker
    MarieAAP wrote: »
    Hi folks, its me again.

    Ok, I have been accepted for a Sainsburys' CC, with a much larger amount than expected - 1/3 more. So generous of them LOL, especially as I certainly don't plan to spend that much on our wedding :P

    So how long will it take before I can start using it please? I have some pressing bills that need paying, but am not certain when I can start using it. Does anyone have any ideas about the 'real' time it takes?

    Cheers
    M

    Was about a week and a half between getting accepted, getting the credit agreement, sending it back and receiving pin and card when I applied.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Yeah look at 5-7 days before receiving the agreement and another 5-7 days before receiving the card after they get the signed agreement :)

    Bills aren't to be paid with credit cards! They are part of your budget Missus don't get into that spiral of uncontrollable debt :o (Utility bills that is - unless you're referring to Wedding bills - in which case I take that back)
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • MarieAAP
    MarieAAP Posts: 278 Forumite
    wedding bills (and also the house insurance) ofc :)

    Have got 4/5 alraedy in savings, and will be paying it off 2-3 weeks before the free period has been finished. I love the idea, of for once, of beating the banks at their own games :)

    M
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.