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Amex Express Rewards V ASDA Reward
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LoopyPrune
Posts: 205 Forumite
in Credit cards
Been using ASDA Reward card for awhile but now see that Amex have also introduced a reward card that may offer a better experience.
Firstly ASDA card offers me 2pts for every whole £4 we spend in ASDA and 1pt for every £4 we spend outside of ASDA.
We average £90 per week which works out about £1.80 per month. (The 1st year we had the card we recieved £12.50 in vouchers to spend back in ASDA + I get 1p of every litre of fuel)
Amex offer 3pts for every £1 in leading Supermarkets. 270 pts per month or 3240 pts per year.
I have other spend but it varies from month to month. The card will be paid in full every month and so I have no interest in the APR. Is it worth changing or not?
Firstly ASDA card offers me 2pts for every whole £4 we spend in ASDA and 1pt for every £4 we spend outside of ASDA.
We average £90 per week which works out about £1.80 per month. (The 1st year we had the card we recieved £12.50 in vouchers to spend back in ASDA + I get 1p of every litre of fuel)
Amex offer 3pts for every £1 in leading Supermarkets. 270 pts per month or 3240 pts per year.
I have other spend but it varies from month to month. The card will be paid in full every month and so I have no interest in the APR. Is it worth changing or not?
Credit card and overdraft at 18. 2 loans and 3 storecards at 20. University education flushed down the toilet through debt at 22. Car finance at 23. Car repossessed at 24. Rock bottom at 25. Learnt my lesson 26-33. Now 34 with a mortgage on an affordable house, a car paid for with cash and a bank account in credit. I learnt the hard way.
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Comments
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Why not get a cashback card?
£90 a week is 90p x 4 = £3.60, and you get cashback on all retail not jsut selected supermarkets.
The 1p discount a litre on fuel is good but is it poor quality petrol, put better quality petrol in your car and your MPG will improve
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Limited to my choice of petrol stations. Morrisons, ASDA or JET are the only 3 within my daily route. Anything else I have to go off route for and will lose the benefit.Credit card and overdraft at 18. 2 loans and 3 storecards at 20. University education flushed down the toilet through debt at 22. Car finance at 23. Car repossessed at 24. Rock bottom at 25. Learnt my lesson 26-33. Now 34 with a mortgage on an affordable house, a car paid for with cash and a bank account in credit. I learnt the hard way.0
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The rewards card is better than the asda card, although it is amex so can't be used everywhere.0
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Think Im gonna stay with ASDA until they build the new Sainsburys near my house then I will jump ship then.Credit card and overdraft at 18. 2 loans and 3 storecards at 20. University education flushed down the toilet through debt at 22. Car finance at 23. Car repossessed at 24. Rock bottom at 25. Learnt my lesson 26-33. Now 34 with a mortgage on an affordable house, a car paid for with cash and a bank account in credit. I learnt the hard way.0
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