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Charged £66 because I was overdrawn by £3.

I donate £3 a month to RSPCA by direct debit. It's not a lot I know, but I love animals and I do what I can.

I was away for the past few weeks and my Barclays account had reached zero. I forgot about the RSPCA direct debit that gets charged every month, so obviously when the direct debit was taken, my account went into minus.

Got home to find 3 letters from Barclays, 3 charges of £22.

It's just not fair. You try and do your bit for charity and this happens. If I was just going around recklessly spending money and went into minus that way, I would probably deserve to get charged these stupid fees.

I don't know what to do.:(

Comments

  • esmerellda
    esmerellda Posts: 2,237 Forumite
    Sounds like you have a reserve account. If you can clear it and cancel the reserve each of those DD's will have bounced and incurred you an £8 fee instead.


    As well as cancelling the reserve, I'd write to barclays and complain about the fees being excessive for the amount you went over, if its a first ''offence'' they might be nice, never know your luck. Also if you werent aware you had this reserve account thing set up tell them that too.
    LegalBeagles
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