We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Waiting to hear from Virgin

Hi, I applied for a Virgin card (balance transfer) a week today on line and I did not receive an instant decision. I know that there guidelines say that if approved, you receive your card in 7 - 10 days, but I would have expected to receive a letter saying yes or no by now.

Anyone else had this ??? Thanks.

Comments

  • stella2009
    stella2009 Posts: 278 Forumite
    Ring them they will complete what they need to do whilst your on the telephone to them.
  • mab2000
    mab2000 Posts: 130 Forumite
    When i applied for my card, i received a text message 2 weeks after i applied to say that I had been accepted. Took another week and a half to get the card.
  • cifpower
    cifpower Posts: 6,502 Forumite
    Polly13 wrote: »
    Hi, I applied for a Virgin card (balance transfer) a week today on line and I did not receive an instant decision. I know that there guidelines say that if approved, you receive your card in 7 - 10 days, but I would have expected to receive a letter saying yes or no by now.

    Anyone else had this ??? Thanks.
    What guidelines are these?
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    The ones that appear at the end of an online application that was referred - it says "we'll get back to you in xxx" or "You'll get your card in xxx".

    Although it does say 7-10 days, so that's another three days yet! Normally with MBNA group cards, if it is a referral you need to call them so that an underwriter can chastise you before clicking yay or nay :o
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.8K Banking & Borrowing
  • 252.3K Reduce Debt & Boost Income
  • 452.6K Spending & Discounts
  • 241.6K Work, Benefits & Business
  • 618.2K Mortgages, Homes & Bills
  • 176K Life & Family
  • 254.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.