E&L wedding insurance

hayleythedaisy

Hello,
Hope no one minds me posting this here because I'm not asking for business, just making people aware, but if you have an E and L policy you get a £10 high st voucher for refering a friend, I wish I'd have known before I signed up so someone could've got the voucher!!!
Just thought I'd let you know.
Hayley

Great_Hairdresser

Just a word of warning e&l insurance dont have the best reputation, there are plenty of threads on here about not paying up for pet insurance claims etc.

I wouldnt want anyone to come unstuck on there wedding day.
:beer:

shellsuit

Thanks Hayley, least we know now!



Grat Hairdresser, it's a good job we're getting married then and not claiming for Fido's broken leg

sarah_elton

shellsuit wrote: »

Grat Hairdresser, it's a good job we're getting married then and not claiming for Fido's broken leg

The reviews of their wedding insurance claim service are just as bad.

You take out wedding insurance for peace of mind. If something happens (accidental damage to dress, supplier going bust), you want to know that your claim will be dealt with promptly. With most of the stories in the reviews, E&L took so long sorting claims that couples had already got married, and had to find the money to pay for replacement items themselves with no money appearing from E&L until much later. It's just not what you need at a time that's stressful enough.

For any insurance, wedding or otherwise, you want someone with a decent claims service. You hope you never have to use it, but if you do you don't want it to be a major source of stress.

Lobell

Wouldn't touch E&L for insurance with a barge pole. Their reputation for avoiding payouts on legitimate claims is legendary.

frannyann

You can find bad experiences with any insurance!!

http://www.reviewcentre.com/reviews123813.html
Confetti!

Its better to get the insurance you can afford than none at all! No insurance company 'wants' to pay out, and some of the complaints about E&L are because they are claiming for things covered by either house or car insurance, but because its 'wedding' related they are trying to get it from the 'wedding' insurance!

I can just as easily find mentions of E&L which are pointing out the good points

http://www.weddingchaos.co.uk/wedding-forum/index.php/topic/18643-e-l-wedding-insurance/

So all in all, I would say, see E&L for what it is a budget product, which will cover the basics!! And as someone who is still waiting for her ceiling to be repaired by a 'premium' insurance company you have to moan at all of them

greenmoneysaver_2

They are crap.

I signed up at the national wedding show. Got a letter yesterday declaring that on 24th Feb "my annual" payment had been not allowed, blah blah etc. therefore could I phone them as the cover would lapse 7 days from the date of the letter!

I have been trying to call and it just rings out -no-one ever answers!

frannyann

greenmoneysaver wrote: »

They are crap.

I signed up at the national wedding show. Got a letter yesterday declaring that on 24th Feb "my annual" payment had been not allowed, blah blah etc. therefore could I phone them as the cover would lapse 7 days from the date of the letter!

I have been trying to call and it just rings out -no-one ever answers!

Could be cos its a Sunday??
We had a problem with the online payment, we called on a weekday and they sorted it within two minutes!

fly_dragon_fly

they did the same with me! then cancelled it without telling me so now i must get it again.

being british we tend to moan about the bad but dont praise the good as often as we should.

chatnoir

oh how wonderfull!
we have insurance with them! and currently working out our claim after venue cancelled!

LeaBee_3

Hi peeps

Im currently looking into getting insurance (Wedding) please can anyone reccomend a company?/

Thank you