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quidco and stuff

kevin_M
kevin_M Posts: 551 Forumite
in Debt-free wannabe
was bored today nothing realy better to do decided to play on quidco for a little did all the free stuff.
changed my broadband to aol for a month
few other little things yesterday

sitting on £85 tracked
Target for end of month for me is £200 tracked spending as little as possable
realy like quidco now as i just relised they pay into my paypal acc..

oh also £25.96 chq greasy palm owes me :)

on a debt update. was thinking about taking out a 4k loan with zopa. and use a few spare quid i have to clear off my car loan.

just wondering what u guys think. its lower intrest 7.1% plus i can overpay at anytime and even at min paymens its 6 month less in debt...

Comments

  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    the Zopa loan sounds like a good idea to me, as lonjg as you dont take any extra

    Incidentally, i was wondering about this, We are poutting the house on the market fairly soon, but wondering could I change my contents insurance before I go to get the cash back ? Its not on the market yet, but going on in september hope to be out by Xmas :confused:
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    I don't see why not Lynz... After all it's not like you KNOW you're going to be moving is it? ;)
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • crossleydd42
    crossleydd42 Posts: 1,065 Forumite
    I'd never heard of Zopa until your post, but it seems a good system, particularly its flexibility of payment.

    http://www.zopa.com/ZopaWeb/public/how.shtml

    And Lynzpower, I think you can cancel your house/contents insurance, just like car insurance. I'm thinking of doing the same. Try it and let us know!
    "Some say the cup is half empty, while others say it is half full. However, this is skirting around the issue. The real problem is that the cup is too big."
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    tine wrote:
    I don't see why not Lynz... After all it's not like you KNOW you're going to be moving is it? ;)

    True true :T
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • kevin_M
    kevin_M Posts: 551 Forumite
    cool thing i like about zopa is its not banks getting the money... its people like you and me.. realy cool idea.

    plus it meens i then own me transport.. and will be owed a little back for ppl gap ins.. so prolly be around only 3.5k needed.. so will plow the rest of the cash back onto the loan..

    linzpower GO FOR IT :)
    im changing broadband on a 1 month contract till i get my cashback then changing back :)
    trying all the free dvd rental. ps2 games rental cos. on there free trials to get cashback. i dont even have a ps2 :)
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    oooh well done Kev, I'll be looking into that I dont have a PS either!

    Have you got computer shopper mag- there was £7 cash back on that
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
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