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Can someone work this out for me please....?

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  • Apply for a Santander Zero or a Post Office card.
  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    edited 3 March 2010 at 11:26AM
    £4753 on Virgin
    £193 on Halifax

    Halifax limit is £4550 and can only transfer £95% of my balance so what should i do?!!

    Have you phoned your existing Barclaycard to ask for a 6.9% LOB deal to transfer £193 from Halifax and some of the Virgin card?

    EDIT: Didn't you say that you didn't want to do more 0% deals?
    yes, i just want to start clearing the debt off, im fed up switching cards year to year and getting nowhere, thats why i'm going for lifetime balance.

    EDIT EDIT: How have you not been able to get anywhere in the past after moving the debt onto a 0% card?
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
  • makershaker
    makershaker Posts: 122 Forumite
    Because ive paid the minimum payment on the 0% card then spent on another and then end up putting em all on another card with a new 0% offer plus picking up fees by switching all the time. done this over 4 years now
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