where is the Hardship guide??

pool-hustler

I want to know out of interest.

How much should a person spend on grocery's? Is it a difficult question?

If you know the answer why not say? Why ask why I want to know? Why does anyone want to know anything?
I don't get it!

esmerellda

How old are you, what is your postcode approx, how many kids do you have, are you in a couple or on your own ?

It is too variable. I could sit here and say you should only be spending £43 on groceries a month and you could sit there thinking oo so thats £43 for me, £43 for my wife, £43 for each of my kids....etc and it doesnt work like that. Then other people come along and go '''ooooo I should only be spending £43 a month on groceries, I'll change my IE sheet so it looks like I am ha ha'' oops now I'm in !!!!! because I actually spend £70 on groceries and now I cant afford my debt repayments'' etc you get the idea.

esmerellda

If you want you can tell me the above stuff and how much you are spending on groceries (break it down into

food and milk
cleaning and toiletries
newspapers and magazines
cigarettes and tobaxxo
alchohol
laundry and dry cleaning
clothing and footwear
nappies and baby items
pet food
other
)

pool-hustler

family of 4! Kids are 9 and 13

Does my age have any baring on our food intake?

pool-hustler

and like I said. The form has gone. I cannot change it. I just want to know how they calculate how much a famliy of 4 should/shouldn't spend on beans, bread and whether an egg is a extravegance? That sort of thing!

esmerellda

lol well not unless you are under 14

pm me if you like how much your monthly household expenses budget is (with the list I put above - I dont need the breakdown just the final figure)

I'll help you with your spreadsheet if you need help but it isnt a matter of fitting your figures to the triggers - its an overall budgeting thing, somethings outweigh others etc.

As a general guide if you are spending more than £550 a month on all that list above its probably too much.

esmerellda

Budgeting stuff I think is in its own forum on MSE somewhere xx They will have much better ideas.