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Help daughter almost 17!!!!

135

Comments

  • joolsybools
    joolsybools Posts: 1,595 Forumite
    Get her a push bike :D;)
  • Shoshannah
    Shoshannah Posts: 667 Forumite
    Sometimes getting quotes for rather random cars rather than the typical teenage cars (Fiesta, 106, Saxo, Corsa etc) can reduce the price. My first car (albeit 7 years ago now) was a Ford Sierra. Insurance cost me £1100 and that was a 2.0i engine.
  • mikey72
    mikey72 Posts: 14,680 Forumite
    Mate, give it up. You and I are both classic owners/drivers and are capable of holding a reasonable conversation about the benefits/perils of driving them. Some folk however are not and are much happier with ignorance and sarcasm.

    An excellent suggestion.
    Either she has a car she can afford, which will be any small, old model, or she has a safe modern, airbagged, sip, abs, large car.
    The mini is no more dangerous than when it was made, it's alot safer than a moped would be, and either it will be in a low speed parking accident, with minimal damage, involved in a major accident with the same results as any older small car, or none of the above. Hopefully it is none of the above, but if it's a side impact with the 4x4, is a ka, an old corsa, or a saxo going to be stunningly better?
  • Shoshannah
    Shoshannah Posts: 667 Forumite
    mikey72 wrote: »
    An excellent suggestion.
    Either she has a car she can afford, which will be any small, old model, or she has a safe modern, airbagged, sip, abs, large car.
    The mini is no more dangerous than when it was made, it's alot safer than a moped would be, and either it will be in a low speed parking accident, with minimal damage, involved in a major accident with the same results as any older small car, or none of the above. Hopefully it is none of the above, but if it's a side impact with the 4x4, is a ka, an old corsa, or a saxo going to be stunningly better?

    I agree that slowness does not equate to safeness. Even my mum's Metro was capable of travelling at 70mph and you can have one heck of a crash at that speed.

    I also agree that if a Grand Cherokee runs into you at high speed you might be stuffed anyway (unless you are in another Grand Cherokee, or possibly some sort of heavy artic).

    So it's swings and roundabouts really. :undecided
  • creased-leach
    creased-leach Posts: 1,509 Forumite
    mikey72 wrote: »
    At the risk of being really smug, the best quotes for my daughter, 17 shortly, are £600 for one year on a provisional licence, with a pro rata refund subject to a £50 fee when she passes her test, then £550 for a year on a full licence, with breakdown cover included. Her car, registered and insured in her name.
    (It's on an 998cc 20 year old classic mini)

    That's uplifting. Hubby is restoring a 1975 (I think) Clubman estate for eldest at the mo. She's away at uni at the mo, and doesn't need a car. After graduating though she will be needing it.

    Mind you though, it's registered in my name at the mo. The hope is that I'll use it for the first six months or so, and iron out any teething problems, while she goes on the insurance so she can drive it on the odd weekend she's down here & get used to it. Can't wait- I miss my old Mini dreadfully. :)
    Only dead fish go with the flow...
  • mikey72
    mikey72 Posts: 14,680 Forumite
    Shoshannah wrote: »
    Sometimes getting quotes for rather random cars rather than the typical teenage cars (Fiesta, 106, Saxo, Corsa etc) can reduce the price. My first car (albeit 7 years ago now) was a Ford Sierra. Insurance cost me £1100 and that was a 2.0i engine.

    One of my first cars was a GP beach buggy on a '67 beetle, with a 1600cc engine running a shorrock supercharger. I still have it, insurance for my daughter at 17 on that takes my policy to just under £1400
  • mikey72
    mikey72 Posts: 14,680 Forumite
    That's uplifting. Hubby is restoring a 1975 (I think) Clubman estate for eldest at the mo. She's away at uni at the mo, and doesn't need a car. After graduating though she will be needing it.

    Mind you though, it's registered in my name at the mo. The hope is that I'll use it for the first six months or so, and iron out any teething problems, while she goes on the insurance so she can drive it on the odd weekend she's down here & get used to it. Can't wait- I miss my old Mini dreadfully. :)

    Insure it on a classic policy, if you join a club such as the BMC, you get an excellent deal.
  • Have to say i'm hoping my sons first car will be on old mini as well. Or to be honest, it will be because i'll probably be buying.
    He's 13 just now but i'd like to get one in the next year or 2 to do up. Let him help to give him a bit of experience and pride in what he's got.
    Could even fire in a roll cage for added safety.
    With any luck through time a young driver will be able to get classic insurance for their old cars and a further discount for being in an owners club.
  • Lum
    Lum Posts: 6,460 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Shoshannah wrote: »
    Sometimes getting quotes for rather random cars rather than the typical teenage cars (Fiesta, 106, Saxo, Corsa etc) can reduce the price. My first car (albeit 7 years ago now) was a Ford Sierra. Insurance cost me £1100 and that was a 2.0i engine.

    Listen to this. I'm seeing this a lot on car forums at the moment. The stereotypical young person cars (Corsa, Saxo, Fiesta etc.) are becoming more expensive for teenagers to insure because the stats show that lots of these cars are crashed by teenagers.

    Some of said teenagers have reported on it being cheaper for them to insure a 2 litre Mondeo than a 1.2 litre Corsa.
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    alanrowell wrote: »
    Best safety feature in a car for a teenager is for it to have only two seats. Then they won't have their mates in the back egging them on

    and there are other advantages to no back seat where 17 year old daughters are concerned
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