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Makenzie hall.....

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Comments

  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Hi folks. Just registered on the site but been reading and picking tips up for weeks now! What is the snowball calculator and how do I access it, please.

    Snowbaling is a way of paying off debts quicker if you have the available spare money
    you might be better off posting a new thread
    the button newthread.gif (this is a pic)

    will let you post your own thread and you'll get the help you need
    but heres the link
    http://www.makesenseofcards.com/snowcalc.html
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Thanks guys! I'll get reading...it doesn't make happy reading but hey ho, it's got to be done.
    Debt = HUGE!:eek: LBM March 2010:idea:
    DMP starting May 2010:j
    We are now proud to be dealing with our debt!!
  • well ive found the acktiv letter,

    just to confirm shall i send the letter before they confirm what they want off me or shall I strike first?
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    I'd send them the "prove it" letter first and see what they reply with

    Keep the Activ Letter in reserve
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • hi, some further info, sent the letter, then got a vague one back saying they were passing it back to the client

    they have now sent a letter to my old ( parents address) saying their client (cabot finance) have an unpaid barclaycard bill from when i lived at 6 balfour rd nottingham

    ive checked my credit record, its clear

    im pretty sure this is the prev paid off det with activ capital

    whats this about a 6 year rule

    balfour rd was in 02/03
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • right, well if its not the one thats paid off anyway its over 6 years, was a student address

    also should i not have been informed that cabot had the debt if its a different one? its not a debt i have ever been contacted about before
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