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Mummytogirls - 100 years to be debtfree - I think not!

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  • Morning diary,

    What another sh!tty rainy day and another 5am wake up call due to cold argh :mad:! It pretty much rained all day yesterday, looks like its set to continue.

    Nothing much to report, payday tomorrow :j.

    DH took the girls today so I could get into work early. Makes such a difference doesnt it! Parking round near work is horrendous but today I got a space 10 minutes walk away rather than yesterdays 20 minutes!

    Tonights tea is freezer surprise :rotfl:! Im sure DH will be made up with that ha!!

    Livvy, I havent bought the vitamins, need to though. Maybe il research tonight and add onto my order coming tomorrow from Mr T's.

    Hope everyones ok xx
    Mummytogirls x

  • Oh mummy i was the same woke up in the night cold, put my dressing gown on, sick to death of this wet weather, feels as though its the middle of November.
  • Happy Pay Day Mummy.

    I have been having freezer surprise all week. I haven't had time and I won't get time to shop until next week so we will have to get used to it ha ha.

    xx
    LBM March 2011 - [STRIKE]Joint Debt £46k[/STRIKE]
    Current Personal Debt £0 :j
    Groceries £152.51/230,Pot Balance £1564.02
    Christmas Savings £200, £2 savings £24
  • Morning Diary,

    Cannot believe I havent posted in here since Tuesday! The time has just flown by cant believe it!

    We have spent some money this week :eek:! Apart from the usual shopping and petrol etc we have had a McD's, chinese, £65 on some winter clothes for the girls :eek:. Weve taken the money from savings and they did need the clothes but still!!

    Ive also spent all my spending money for this month. £25 on hair, £10 on my phone, £40 on my friends hen do deposit and £30 on skin care. 3 weeks and 5 days until payday haha!!!

    Anyway, I think thats it for any chance of good weather, I have finally given up hope of getting summer later on.
    Weve been having our heating on for an hour on an evening this week, mainly to get the washing dry but to take the chill off. Just done the meter readings and it hasnt been too damaging. Weve used £35 in 2 weeks and now the payment has gone in we are £173 in credit.

    I have been having a wobble about doing full time, really struggling with keeping everything up in the air, think im putting too much pressure on myself to do everything. Theres also a lot going on with work ie people leaving who are on notice etc so I think its all getting to me a bit. Hopefully once we the last staff have gone, it might all settle down a bit.

    Right best get on! Hope everyones ok xx
    Mummytogirls x

  • Hi mummy, at least you can see and know what you have been spending the money on, like you say the clothes are needed. I like to countdown to payday already :)

    Don't put pressure on yourself to do everything! I'm terrible for worrying about keeping on top of things so I know how difficult it can be. I bet you are doing a fab job at home and at work. It will take a few weeks for things/people to settle into a routine. xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Evening Diary,

    Was on here sorting some stuff out so thought it would rude not to post!

    Thanks for your lovely post Alice, feeling very organised tonight!!

    So ive finally got round to ring Baumatic re the dishwasher, queue £92 payment for call out charge to them (parts are covered) so hopefully it should only cost that much to get my beautiful dishwasher back up and running. That will make life easier too.

    Have paid the credit cards today so will update my signature in a mo.

    Dont think ive anything too important to report really!! Hope everyones ok xx
    Mummytogirls x

  • Morning mummy, fingers crossed that your DW gets fixed.

    Noticed your sig nearly paid half your debt off, well done thats fantastic.
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks Pennywise, I would have liked to have more paid off but weve had a bit of a life too!! When things are too tight for too long you go off the rails dont you!!

    Nothing else to report! Hope everyones ok xx
    Mummytogirls x

  • LivvyLoo_2
    LivvyLoo_2 Posts: 739 Forumite
    Hi Mummy,

    I think its the right way to be. Its a long haul isn't it? Once your mindset changes and you don't get carried away with spending then why not enjoy yourself while you're clearing debt.

    xx
    LBM March 2011 - [STRIKE]Joint Debt £46k[/STRIKE]
    Current Personal Debt £0 :j
    Groceries £152.51/230,Pot Balance £1564.02
    Christmas Savings £200, £2 savings £24
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning Diary,

    Midweek already :j im not liking Tues and Weds as they are long days plus im trailing about to pick the kids up. Once today is out the way its all steam ahead to the weekend!!
    I am working from home on Monday as well due to DW being fixed so that should help a bit.

    Livvy, I agree you do have to have a bit of a life too!!

    So weve spent £110 of our savings this month on kids clothes and eating out for MIL birthday. So DH transferred the £100 over last night plus our £5 reward.
    Ive booked everything for DD's party and have £45 left in the birthday fund for this month to start buying party bags etc oh and the other bits for her bike that we want to buy.

    Yesterday I realised my shoes for work had a hole in the bottom!! So I went off to new look and bought some plus a jumper I really liked using up the rest of my birthday money. Roll on payday ive none of my own money left now haha!! Had a good week though!

    Think thats all from me! Catch up soon xx
    Mummytogirls x

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