EXPIRED No Claims Bonus HELP!!!

barrington1

Hi all,

Does anyone know of an insurance company who will accept no claims bonus that is over 4 years old?

My last car insurance expired on Sept 06 when I had full (12yrs +) protected no claims bonus. Since then we have only had one car so have just been a named driver on a policy. I have just got a new car and am looking at insurance but no one will accept my no claims as it is over 2 years old!

I have no convictions, no claims, am 33, am trying to buy a small hatch back and im getting quoted over £500!!!

Help!

Thanks
Matt

huckster

I have not come across an Insurer who will accept no claims discount proof that is more than 2 years old.

Best advice is to approach the Insurers of the other car or look to arrange cover for both cars with an Insurer offering multicar discount.

ivan_the_not-so-terrible

Don't you just love insurance companies? Honest folk who never claim, really don't get the credit they deserve! If they did, I'm sure less people would feel inclined to claim for insignificant things that they'd otherwise live with!

Money grabbing b..... grrrrrrrrrrr!

Ivan

PS Good luck in your search!

iamana1ias

Switching the insurance between the 2 drivers each year would have 'saved' your NCB.

Quentin

huckster wrote: »

I have not come across an Insurer who will accept no claims discount proof that is more than 2 years old.

There is no rule about this - some won't take it older than one year, others longer.

eg. Aviva take it if it is up to 3 years old.