We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

WINDSCREEN REPLACEMENT - Car insurance

My father-in-law has just changed car insurance companies on 1st March.

He has just had his car MOT'd and has found that he has a crack in his windscreen - covered under his new insurance policy.

He inadvertently admitted to his new insurance company that the crack has been there for some time, but has been getting worse. They refused to pay for the repair/replacement as they claim it is an old defect and have advised that he calls his previous insurers. :mad:

Not surprisingly, his old insurers have refused to help!!!

He is now facing a £400 replacement bill.

Any ideas?

Comments

  • Kurtis_Blue
    Kurtis_Blue Posts: 2,217 Forumite
    Don't now the reason why the previous insures have denied the claim but he now has 14 days to cancel this new policy and start another some where else.
  • DaveMacD
    DaveMacD Posts: 575 Forumite
    Doh! The problem may well now be that since he has tried to claim, it will be on file, so any attempt to go for another policy somewhere else may still not allow him to get a new windscreen.
    Fight Crime : Shoot Back.

    It's the mark of an educated mind to be able to entertain a thought without being seduced by it.

    Support your local First Response Group, you might need us one day.
  • ScottishSapper
    ScottishSapper Posts: 2,814 Forumite
    Shop around, I contacted 2 major companies and quoted £300+
    A quick 'goggle' came up with a few smaller ones and got a quote for £100
    for my Escort van.

    May be a bit far for you but www.expresswindscreenservices.co.uk
    sorted me
  • mikey72
    mikey72 Posts: 14,680 Forumite
    Has it failed the mot for the crack?
    I had a few quotes for a windscreen from local garages recently, not autoglass etc, they were about half the price on average.
  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    Steer clear of the big names and find a small independent. If near Glasgow I can give the name of one.
  • PCFANDANGO
    PCFANDANGO Posts: 15 Forumite
    If the crack is small he could get it repaired for about £40 at one of those guys that hang around shopping ctr carparks
  • roddydogs
    roddydogs Posts: 7,479 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A "Repaired" crack wont pass the MOT if its more than 10mm, so watse of money. Repairs dont make the crack disappear.
  • jazzy
    jazzy Posts: 1,112 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Like ScottishSapper suggested shop around the small independents they usually charge around £100-150. Don't forget if it did go through the insurance there is usually a £75 excess to pay.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.