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How to get money lent back again!!!

2

Comments

  • WASHER
    WASHER Posts: 1,347 Forumite
    DarkConvict wrote: »
    Having it in writing would really help prove it was a loan not a gift.

    If you can get him to reply in an email/letter that he admits to owing it but either cane afford it or is avoiding for some other reason, the admission to the debt will help your case.


    ^^. Excellent advice DC, op, you will struggle with small claims if you cannot prove it was not a gift.
  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    There are the reverse stories on here, people were given money assuming it was a gift (no paperwork) then they get a CCJ approved against them.
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • WASHER
    WASHER Posts: 1,347 Forumite
    DC, did they use the cab for advice do you remember? It would help the OP out, if you could remember a thread like it so you could post a link, and I would be interested too in reading it.
  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ill have alook

    Not the exact one but close - http://forums.moneysavingexpert.com/showthread.html?t=2128349&highlight=ccj+loan+mother
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    You can do a small claims court claim online now...

    https://www.moneyclaim.gov.uk/csmco2/index.jsp
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    The problem is, if there is nothing in writing, to help your case
    It's your card your debt

    My ex helped herself to a few grand on my credit card
    she was repaying it for a while, then stopped
    (she forgot CC charge intrest)
    We had nothing in writing as to repayments, what it was for
    so it it is my debt
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Numpty_Monkey wrote: »
    The problem is, if there is nothing in writing, to help your case
    It's your card your debt

    My ex helped herself to a few grand on my credit card
    she was repaying it for a while, then stopped
    (she forgot CC charge intrest)
    We had nothing in writing as to repayments, what it was for
    so it it is my debt
    True, but sometimes the threat of court action is enough for them to start repaying...

    think like a creditor :D :rotfl:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    I can't I have a heart:smileyhea
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Numpty_Monkey wrote: »
    I can't I have a heart:smileyhea
    Same here.. I feel dirty just for saying it.. :rotfl:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    m115.gif

    I don't now
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
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