yes csa again, say one thing then another

kelloggs36

what is your council tax?

The figures you quote give a notional assessment of about £24 per week - your net weekly income, less your housing costs and your personal allowance of £64.30 leaves you with just over £46 per week; this is halved and this is your notional assessment.

welsh-dragon_3

kelloggs36 wrote: »

what is your council tax?

The figures you quote give a notional assessment of about £24 per week - your net weekly income, less your housing costs and your personal allowance of £64.30 leaves you with just over £46 per week; this is halved and this is your notional assessment.

my council tax is around £88 month,

so is the figure they are quoting me right.

cheers

kelloggs36

yes, it looks like it. As you pay a mortgage, you will only get the interest payments taken into account for your protected income and your personal allowance plus council tax. Take this away from your net income and add another £30 and then work out 15% of what is left. Take this whole lot from the net income and you pay what is left provided that it is the same or less than the notional figure - you won't pay more.

welsh-dragon_3

kelloggs36 wrote: »

yes, it looks like it. As you pay a mortgage, you will only get the interest payments taken into account for your protected income and your personal allowance plus council tax. Take this away from your net income and add another £30 and then work out 15% of what is left. Take this whole lot from the net income and you pay what is left provided that it is the same or less than the notional figure - you won't pay more.

Thanks Kelloggs,
ive been on the phone again, and told them i travel 25 miles a day to work so they are going to see if that makes a differents to the assesment,
i live in a one bedroom flat, and thinking of moving into my new partners house, we have a child together, how would that afect the assesment would i pay more because my partner wage which is around £1120 month take home...
cheers

CSA_Help

welsh-dragon wrote: »

Thanks Kelloggs,
ive been on the phone again, and told them i travel 25 miles a day to work so they are going to see if that makes a differents to the assesment,
i live in a one bedroom flat, and thinking of moving into my new partners house, we have a child together, how would that afect the assesment would i pay more because my partner wage which is around £1120 month take home...
cheers

You have told them about your other child .Get advice before supplying your partners details as well .Although you are moving in with your partner you will still be paying the mortgage on your place ?

welsh-dragon_3

CSA_Help wrote: »

You have told them about your other child .Get advice before supplying your partners details as well .Although you are moving in with your partner you will still be paying the mortgage on your place ?

Ive not told them about my other child due to not living with me, and knowing the csa they will start asking questions about my partners wages and why we dont live together,
am going to keep my flat, its going to be for my son when he moves out, so he has a place of his own...

bdt1

Be cautious, sorry but if you on CS1, and move inwith your partner, then you need to consider your housing costs, CSA usually advise a departure to be made by PWC, thus meaning that if you do not supply your partners income then they will assume lots of things, the initiall one eing that your partner can contribute to 50% of your housing allowance, ie your allowance will be halfed.

You will get some allowance for a child being in your household, in the protected element of the assessment (not the main maintenance assessment, but what is left in your household, if assessment is put inplace), which is where if you do not supply your partners income, they will make an interim assessment whereby they assume many things, and your assessment could be much higher.

Apparently general thumb is, if your partner earns more than you, do not supply wage deatils, if you main wage earner, supply details.

May be best if you remain single in batchelor flat

welsh-dragon_3

bdt1 wrote: »

Be cautious, sorry but if you on CS1, and move inwith your partner, then you need to consider your housing costs, CSA usually advise a departure to be made by PWC, thus meaning that if you do not supply your partners income then they will assume lots of things, the initiall one eing that your partner can contribute to 50% of your housing allowance, ie your allowance will be halfed.

You will get some allowance for a child being in your household, in the protected element of the assessment (not the main maintenance assessment, but what is left in your household, if assessment is put inplace), which is where if you do not supply your partners income, they will make an interim assessment whereby they assume many things, and your assessment could be much higher.

Apparently general thumb is, if your partner earns more than you, do not supply wage deatils, if you main wage earner, supply details.

May be best if you remain single in batchelor flat

thanks for taking time out to answer my post, and your reply is what i was thinking on the "taking my partners wage into account as she earns more then me".
thanks things are much clearer, thanks for the help and info..

cheers

Honest_broker07

Re the travel bit

CSA 1 rules are, you get an allowance of 10P per mile for any miles over 150 per week you travel to work, unfortunately let's say you travel 250 miles a week they allow you to keep £10 extra of your income before deductions, ie you are not £10 a week better off more like £2.50.
I have asked my MP why/when this will be increased to a sensible figure, as I can't think of any car that will do 100 miles on £2.50 fuel ie about 46 miles per litre ( 208 miles per gallon )

CSA_Help

Honest_broker07 wrote: »

Re the travel bit

CSA 1 rules are, you get an allowance of 10P per mile for any miles over 150 per week you travel to work, unfortunately let's say you travel 250 miles a week they allow you to keep £10 extra of your income before deductions, ie you are not £10 a week better off more like £2.50.
I have asked my MP why/when this will be increased to a sensible figure, as I can't think of any car that will do 100 miles on £2.50 fuel ie about 46 miles per litre ( 208 miles per gallon )

Its a joke the allowances they give you .
Costs me £27 per week and i am allowed £7.20 .