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Help, what can i claim back!?

Please can someone help me. I am in the process of reclaiming my bank charges and have all my bank statements etc, but i am confused as to what charges i claim back.

I know i can claim the £25/£30 overdraft charge, but can i also claim the smaller £5 unauthorised overdraft fees, also what about claiming the debit interest? :confused:

Thanks in advance
Claire.

Comments

  • $17mma
    $17mma Posts: 2,623 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    From what I understand you claim all charges and interest for being over drawn back including so , ddm unpaid card transactions etc..

    I think you need to take a look at the sticky reclaim charges thread at the top of this forum.
    MFWB
    Mortgage when started: £232,000
    Current mortgage Sept 2024: £232,000
    Mortgage free day: Sept 2029

    Saving: £12k 2025
  • asharon
    asharon Posts: 1,226 Forumite
    Part of the Furniture Combo Breaker
    you can claim for any charge over £12 and not the interest until you get to the small claims court, if it goes that far.
    Nice to save.
  • Debt_Free_Chick
    Debt_Free_Chick Posts: 13,276 Forumite
    10,000 Posts Combo Breaker
    I thought claims were made on the basis that the charges were unfair, in relation to the breach of the T&Cs. In which case, I don't think that £5 is unfair :confused:
    Warning ..... I'm a peri-menopausal axe-wielding maniac ;)
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