We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Will current c/card give new deal or should i apply elsewhere?

Benson
Benson Posts: 402 Forumite
I need to make a largish purchase and rather than take out a loan with a high interest rate i'd rather put on a 0% credit card as I know i can pay the full amount off in the 12 months by paying what I would on the loan etc

I have a halifax credit card that ive used for about 2 years but its a normal high rate (i pay off every month)

If I called them what are the chances of them doing a 0% deal for me to retain me rather than me apply elsewhere?

I can apply elsewhere but if the Hfx would do it it would be much easier!

Didn't know if they do these for new customers only

Comments

  • Fairzo
    Fairzo Posts: 385 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    You can try with Halifax but I would anticipate your chances being limited. Please report back though, would be useful to know either way.
  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    Benson wrote: »
    If I called them what are the chances of them doing a 0% deal for me to retain me rather than me apply elsewhere?

    I can apply elsewhere but if the Hfx would do it it would be much easier!

    Didn't know if they do these for new customers only

    Advertised rates are for new customers, no harm in asking though :)

    Full list of current 0% purchase cards here http://www.stoozing.com/purchases.php
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.9K Banking & Borrowing
  • 252.3K Reduce Debt & Boost Income
  • 452.6K Spending & Discounts
  • 241.7K Work, Benefits & Business
  • 618.3K Mortgages, Homes & Bills
  • 176K Life & Family
  • 254.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.