What to do???

amandahardy

Hi, after reading all the posts I have decided to try and see if I can get money from old loans and car finance, but one question I do have is... my partner took out a loan and made payments for about 6 months and then I sold my property and paid the loan off in full for him so we could get a mortgage, can anyone tell me if the PPI would've been added onto the grand total that I paid off??? and would the best way be to send letters myself or get one of the thousand companies to do it? I don't know the account numbers for old loans ... so if anyone can give me an idea what to do I would greatly appreciate it... thanks

di3004

amandahardy wrote: »

Hi, after reading all the posts I have decided to try and see if I can get money from old loans and car finance, but one question I do have is... my partner took out a loan and made payments for about 6 months and then I sold my property and paid the loan off in full for him so we could get a mortgage, can anyone tell me if the PPI would've been added onto the grand total that I paid off??? and would the best way be to send letters myself or get one of the thousand companies to do it? I don't know the account numbers for old loans ... so if anyone can give me an idea what to do I would greatly appreciate it... thanks

Hi there & welcome.:)

They do normally calculate the PPI within the settlement when paying off early as well.
so you can still try to reclaim on the reasons you have for being mis sold.

I would personally have a go with doing this yourself, or you will end up paying so much out of your refund, where this way its only costing you the stamps for posting.

They have 8 weeks in full to respond, and you actually write to the ones who set up and arranged the loans.
Keep at them, and more help on this link here of the useful guidelines of reclaiming, template letters (I would personally try to write in your own words if you can with guideance from the templates) and of course the reasons you have for being mis sold.
There is a checklist of these reasons on the link too.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Hope this helps, good luck, ask for help when required and please keep us posted, cheers.;)