Monday 1st March - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D:D

Good morning everyone.....hooray for a new month;) Spring must be on its way.....:)
Hope you all had a lovely weekend.
Just working mornings again this week....mind you, that's enough, the nasty sore bit is playing up, I didn't sleep very well either, so am knackered...what a start to the week eh?!:o

SO, my list for today:

• check banking
• daily scratch
• packed lunches for girls
• NSD for me
• heating of/low
• read papers online
• tidy up later as letting agents doing a check on Wed
• meal from plan tonight - sausages and mash

Ok, that's all from me, must crack on and get ready...have a great day:beer:

josiebabie

Morning all.
New month, ready to start again...
Today I will:
- Get into work and start reconciling bank accounts
- Work hard
- Meal from meal plan
- Don't know really, can't be bothered today...just wanted to go back to bed!

Have a good day all

Shopaholic_26

Good morning all

For me today:

• Check banking -all looks ok
• Check quidco-received £2.08
• NSD - hopefully
• Take lunch and breakfast to work plus snacks for study this evening
• Resist lure of shops at lunch
• Charge i pod at work
• Attemt to claim money for eye test had months ago (unlikely to work but worth a try)

That's it for me.

I-need-to-make-£

Good morning everyone, well the first day for me and am planning for it to be the start of all things focused!!!!!

-[STRIKE]Put washing on (always wash on 30)[/STRIKE] - done
-[STRIKE]hang washing on airer[/STRIKE] - done
-list 2 items on ebay
-[STRIKE]refund a little bit of money to ebayers as really vrcharged for posting[/STRIKE] - done
-photocopy letters and send to sky (ongoing dispute as cancelled, aparently its quiet usual) and to bank re ppi
-[STRIKE]add a buy it now price to an item on ebay as have had a few messages requesting buy it now[/STRIKE]. - done
-[STRIKE]find somewhere to sell old silver jewllerey
[/STRIKE] - Ebay - the sites arent very good - will need to weigh then list.

going to be very bad today though and will need to buy lunch as did not cook any pasta last night.will have a nsd tomorrow! Oh yes was very bad!!!!

have a good day everyone!

Pippilongstocking

Welcome I need to make £ - stick with this thread it performs absolute miracles!
Milly (()) gently ergh to sore bits
Josie (()) bed is not your friend!!
Shopaholic loving the charging the ipod at work - I charge many many things at mine including laptop and camera (not all at once of course)

Today me
Check banks - wrote a humumgous cheque on Friday £1190 for new house deposit and first months rent so need to make sure all the money is where it needs to be
Obsess about getting key today and hope the man phones early
Store cupboard picnic tea in new house hopefully
If go to house take a car load and maximise petrol
Work hard - must get on and prepare for night class also cos we start teaching again thurs
Look out tomato seeds to sow
Post some stuff - but not completely sorted yet
Hokey cokey
Walk doggie when he gets up
Check emails for amazon - listed 41 dvds yesterday
Find more things to ebay
Update diary and spreadsheets
found a bag of 5ps upstairs put them in the bit in hte car cos the parking meter uses them (not that I park much)
Email love film and thank them for the 4 free dvd's for sending us the wrong movie but I still want to cancel
Check out clubcard deals (cos you get 4x their worth) and see if I've enough for a magazine subby
Sort out room for lodgers chum coming (she's giving us tesco vouchers in exchange for staying )
Pay rent, brothers rent and electric
If get keys take reading at new house and also take my energy owl over and make sure just about everything is switched off (it has storage heaters and I have no idea how they work)
Pack some duvets etc to take to the house - we might be having a sleepover in it at the weekend woo hoo
Take lunch into work

Enough of a list for me today I'm turning into Andan (who some of you might remember!!) - ok off to do back

littlemisschocolate

Morning all,

Today, I will do the following:

- [STRIKE]Check online banking.[/STRIKE] Not too bad and moved some odd pence to savings account.
- [STRIKE]Store cupboard lunch and tea.[/STRIKE] Soup and chicken taken out of the freezer.
- Do daily clicks.
- One poll surveys - only £1.85 away from £40. :j:j:j
- Washing at 30 degrees and hang on airer. Not done, as didn't have enough for a full load.
- [STRIKE]Hoover.[/STRIKE] Done before work and a bit of dusting.:eek:
- NSD. I don't need anything as my cupboards and freezers are full of food. Done, I didn't venture out of the office at lunchtime.

Have a great day everyone and keep;

Triangle

Morning all :hello:

Lovely sunny day here - fingers crossed that spring has finally arrived!

My list:

• Training course today
• Drive carefully to conserve petrol
• Take packed lunch so stick to SW
• All meals from stores (stick to SW)
• Walk pup
• Swimming tonight with a friend - use free pass book that was given to me ages ago and never used (16 free swims!)
• Bit of housework
• Aiming for a NSD day
• Research bedding tonight - ebay and the like. Fed up of waking up with aching neck and shoulders!
• Catch up with people using free texts

Have a great day
Love T
x

saxysarah

good luck everyone with their lists for today and Happy St Davids Day too ;-)

I'mm having a 'skive' from college today as i'm knackered and the troublesome twosome DD1/2 are also full of cold and grumpy! However I do hope to put the day to some good use ;-)

* change the washing over and line dry (first time since last summer) and thats all i've done ;-(
* get to the shops with my list I made last night and stick to it!
* take chops out the freezer (or the meal plan is already a lost cause on day 1)
* list at least 2 things on ebay/amazon
* take £850 out the bank for creche fees tomorrow ;-(
* get some coursework done

wish me luck!!!

picasso2

Hi folks, gorgeous day here today - will have to dig out my sunglasses.

Off to work in a mo for a ten hour late shift

Quick list for today :

• check banks - have made extra payment to cc , not entirely sure i have enough money for that so will have to be good.:o
• supermarket shop on way home - stick to list.
• storecuboard meals for work.
• surveys if any late tonight
• competitions
• heating on low on timer (for dd)
• drive carefully to conserve petrol
• work hard even though i don't feel like it

Hope this weather stays , it really feels like spring today :j

catmiaow

Hello all,

Today I have:

Showered instead of bath
Vacuumed upstairs
Check online banking

Will:
See to cats
Take rubbish out
Go and visit my nan
Interview at 3pm arghh

Dinner from meal plan

Hope everyone has a good day!

heatherykins

Hi everyone,

Started the day on a bit of a low. My gorgeous wee moggy needed 2 jabs at the vet at a cost of £24 - It wasn't just him saying 'ouch!'. Sadly, that's the reality though - he has a condition which, worst case scenario, means he will need 2 jabs every fortnight (i.e. £48 per month).:eek:

Anyway, study day today, so I've:

- Just finished making a huge pot of soup which will last for most of the week.:T
- All washing done at 30.
- Daily clicks getting done as we speak.
- Check online banking.
- Doing backshift at work - taking in some soup and a yoghurt, so no need to buy anything.
- Hopefully, now vet is out of the way, the rest of the day will be a NSD as we don't need anything else!

Hope everyone else is having a good day! Good luck for interview catmiaow!:)

Heather x