Unenforceability & Template Letters III

Locke

never-in-doubt wrote: »

The limit can say "credit limit will be the amount set by them from time to time and notified to me"

See this mate: Is my Agreement Enforceable - No Credit Limit Showing

Thanks NID.:(

To be fair as soon as I saw the date I thought it would be enforceable, it was from late 2006 but I thought it was earlier than that.

Not to worry, it was only a small one compared to Halifax and Barclays that were taken out around 2003 so fingers crossed when I hear back from them.

never-in-doubt

Locke wrote: »

Thanks NID.:(

To be fair as soon as I saw the date I thought it would be enforceable, it was from late 2006 but I thought it was earlier than that.

Not to worry, it was only a small one compared to Halifax and Barclays that were taken out around 2003 so fingers crossed when I hear back from them.

let me have a mooch mate - can do no harm, right? :rotfl:

I have an eye for detail..... (sometimes) :cool:

Locke

never-in-doubt wrote: »

let me have a mooch mate - can do no harm, right? :rotfl:

I have an eye for detail..... (sometimes) :cool:

I'll try and get my hands on a camera over the weekend and get a copy to you.

carol01

hi nid
if i am recieving letters from allbion (debt collection Agency) and halifax who should i send my cca to or should i send to both thanks again sorry for being a pest x

never-in-doubt

carol01 wrote: »

hi nid
if i am recieving letters from allbion (debt collection Agency) and halifax who should i send my cca to or should i send to both thanks again sorry for being a pest x

You send it to whoever own the debt, in this case it will be to the DCA (as appointees) - so you send the request to the dca and ignore HBOS. :D

Wispa1

HI NID _ I hope you are well. Just to let you know I have pm'd you my MBNA CCA. With many thanks in advance

never-in-doubt

Wispa1 wrote: »

HI NID _ I hope you are well. Just to let you know I have pm'd you my MBNA CCA. With many thanks in advance

I haven't got a PM? Email? :D

never-in-doubt

Wispa1 wrote: »

HI NID _ I hope you are well. Just to let you know I have pm'd you my MBNA CCA. With many thanks in advance

That is not a CCA! Anyone can send a tear off slip and say - that is for this account!

= Unenforceable. :T

I wanna see your signature on the same page as the prescribed terms - they have not supplied this therefore this account is unenforceable. (Virgin one)....

Send this back to them: CCA Query

However remove this from the first paragraph.... do not send a copy of what they sent you, no need. "a copy of which is attached"

razer12121

Hi NID, im not sure...it looks naff all like the letter you linked to? shall i just scan it into my pc and link it here so you can take a looky?

never-in-doubt

razer12121 wrote: »

Hi NID, im not sure...it looks naff all like the letter you linked to? shall i just scan it into my pc and link it here so you can take a looky?

Please mate - let me see....