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Unenforceability & Template Letters III

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  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    k15a wrote: »
    Hello NID,
    I am new to this forum and I hope you don't mind me asking you for help.
    I would like to ask your advice, if possible, as my situation is different, as I am based in Ireland.
    K15a

    Hiya

    You need to start your own thread - Irish credit is slightly different - sorry I dont have the time to get too involved in this right now. :o
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • jammin_2
    jammin_2 Posts: 2,461 Forumite
    Irish credit is slightly different
    Is it not entirely different, being that Ireland is not part of the UK?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    jammin wrote: »
    Is it not entirely different, being that Ireland is not part of the UK?

    And they never sent donkeys to school, why exactly......?





    * Nobody likes a smart A S S! :o
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • BigCraigJohn
    BigCraigJohn Posts: 1,082 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 16 March 2010 at 8:14PM
    Right Nid, Lloyds have crossed my t&c letter in the post and supplied the following which they claim to be the original agreement, its from 1998 14 days after my 18th. Now i'd be inclined to think it was ok but ofcourse I dont know. The 2nd page looks to match the front. but ofcourse again I dont know. Lloyds have actually been very efficient, guess you'd expect them to be.



    http://img682.imageshack.us/img682/4848/lloydscca1.jpg

    http://img267.imageshack.us/img267/8054/lloydscca2.jpg

    http://img519.imageshack.us/img519/2821/lloydsletter.jpg
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Just add links - NOT images!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • BigCraigJohn
    BigCraigJohn Posts: 1,082 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ...Done ;)
  • jammin_2
    jammin_2 Posts: 2,461 Forumite
    And they never sent donkeys to school, why exactly......?





    * Nobody likes a smart A S S! :o
    I was asking you a genuine question as it goes. Apologies if it looked otherwise - that wasn't intended.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    jammin wrote: »
    I was asking you a genuine question as it goes. Apologies if it looked otherwise - that wasn't intended.

    I thanked you cos it was valid point, but I dunno - i'm head mashed right now lol..... i'd say start a new thread. :p:p
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Right Nid, Lloyds have crossed my t&c letter in the post and supplied the following which they claim to be the original agreement, its from 1998 14 days after my 18th. Now i'd be inclined to think it was ok but ofcourse I dont know. The 2nd page looks to match the front. but ofcourse again I dont know. Lloyds have actually been very efficient, guess you'd expect them to be.

    Surprisingly mate, that is enforceable. Shocked to say the least - so long as page 2 was attached to the reverse of page 1, like you say they look the same so could well be legit..?

    Sorry mate - this is an enforceable account by my reckoning :o:o
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Surprisingly mate, that is enforceable. Shocked to say the least - so long as page 2 was attached to the reverse of page 1, like you say they look the same so could well be legit..?

    Sorry mate - this is an enforceable account by my reckoning :o:o

    Today I also recieved, what looks very much like, an enforcable agreement from Lloyds TSB dating back to 2001. Looks like LTSB are on the ball at the moment. Gutted.
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