Unenforceability & Template Letters III

never-in-doubt

BigCraigJohn wrote: »

It does, ive read so much on here and on CAG and took so much in over the last couple of weeks I just miss the silly things.:beer:

Nice one mate - shame CAG doesn't have a thread like this though - you get sent from pillar to post over there and also too many cooks and all that!! :D

missal

Hi,

Do i post here about my cca process and any pointers needed?

Thanks

never-in-doubt

missal wrote: »

Hi,

Do i post here about my cca process and any pointers needed?

Thanks

Thats entirely up to you

Look at page 1 and see if that helps, if not then post here and i'll help if I can

missal

Thanks have been on here reecently but just at the point now of not knowing where to go next.

Have sent cca requests off to my creditors and have received replies from all stating they will put the account on hold and send me the docs required this was 13/02/2010 i have the reminder letters ready to send today.

Also i sent letter to my creditors that have recorded defaulst on my credit file and either recived replies saying we do not have to provide you with this info because it is not a credit account (i think they assumed was a cca request and have not read properly) So i am also sending reminders to them.

I have ceased payments on all ofthe cca requests as havent had a single thing that i asked for back.

Although Apex have wrote to me advising that they do not hold the info and therefore will not be chasing any longer (i don't know what to do about this).

Thanks

never-in-doubt

Missal -

You need to be a lot more detailed. i.e. name the accounts, what is going on etc? I cannot help much with what you've said - pretend for one minute I don't know you (ironic eh) and then tell me what is happening - then and only then will I be able to help you.

missal

Ok didn't want to bog this thread down with me, me,me!!
Just doing school run then will pop back on with details
thanks

BigCraigJohn

never-in-doubt wrote: »

Nice one mate - shame CAG doesn't have a thread like this though - you get sent from pillar to post over there and also too many cooks and all that!! :D

Exactly true, its nice sometimes to get a few different opinions but I do get lost on there.:)

Goodtimesahead

Niddy,

Received this reply see link
Mbna account is in dispute since Dec 09 no CCA was ever sent following CCA dispute letter. Nothing other than a mbna default notice has been received since, what would be the best reply to send to Experto Credite lol! fancy name, they do come up with them, never heard of this one before! Worth negotiating a full & final (for a very low % as no CCA) or too early at this stage? Thanks very much.

http://i769.photobucket.com/albums/xx337/zzm59/mbna574018.jpg

never-in-doubt

Goodtimesahead wrote: »

Niddy,

Received this reply see link
Mbna account is in dispute since Dec 09 no CCA was ever sent following CCA dispute letter. Nothing other than a mbna default notice has been received since, what would be the best reply to send to Experto Credite lol! fancy name, they do come up with them, never heard of this one before! Worth negotiating a full & final (for a very low % as no CCA) or too early at this stage? Thanks very much.

http://i769.photobucket.com/albums/xx337/zzm59/mbna574018.jpg

Send this mate: Account sold whilst in Default of CCA Request

Also forget F&F - you'll not need to be doing things like that

thechippy

I think there's something odd about varde anyway. They are classed as offshore and may not be able to take legal action on that debt. I'll do some diggin'