Unenforceability & Template Letters III

Locke

Afternoon NID, after a quiet few days I had a few letters today to move things further along, all from Barclaycard.

My first letter was a default from Mercers on behalf of Barclaycard.:eek:

The second letter was them trying to justify that they can get away with sending terms & conditions as a reply to 3.2 - CCA Query - Terms & Conditions Supplied; I sent out.

The third was the exact same letter as the second one in reply to a different account, which I last sent 18. Debtors Final Response - No CCA Received

Your help is always appreciated.:)

never-in-doubt

Locke wrote: »

Afternoon NID, after a quiet few days I had a few letters today to move things further along, all from Barclaycard.

My first letter was a default from Mercers on behalf of Barclaycard.:eek:

The second letter was them trying to justify that they can get away with sending terms & conditions as a reply to 3.2 - CCA Query - Terms & Conditions Supplied; I sent out.

The third was the exact same letter as the second one in reply to a different account, which I last sent 18. Debtors Final Response - No CCA Received

Your help is always appreciated.:)

Hiya matey

What are you asking - no questions within (is there)? :rotfl:

never-in-doubt

fedupwiththeworry wrote: »

Email sent

Hiya

I'll check it later or first thing tomorrow (like 5am)

never-in-doubt

dibs69 wrote: »

thay wont 28 days to look into it Debtors Final Response - CCA Received :rotfl:

You mean they have asked you for 28 days to look into your complaint? If so then fine, wait til they write back and see what they say. If not, and they have already issued their final response, you would then send yours (i.e. the link above)

Locke

never-in-doubt wrote: »

Hiya matey

What are you asking - no questions within (is there)? :rotfl:

My next move with all of the letters.

What should I do about the default from Mercers? Reply or ignore?

What should I send back after receiving the letter from Barclaycard saying terms and conditions are acceptable? I've sent the final response - No CCA received already.

Also what should I send for the same 'terms and conditions are acceptable' letter for my other account? The last letter I sent was terms and conditions received.

never-in-doubt

Locke wrote: »

What should I do about the default from Mercers? Reply or ignore?

Ignore it - means little really.

Locke wrote: »

What should I send back after receiving the letter from Barclaycard saying terms and conditions are acceptable? I've sent the final response - No CCA received already.

Send this: Refusal by Lender/DCA - to accept Unenforceability

Locke wrote: »

Also what should I send for the same 'terms and conditions are acceptable' letter for my other account? The last letter I sent was terms and conditions received.

Send this: Debtors Final Response - CCA Received
Job's a good-un matey :beer:

InDeepDebt

Hi Niddy and the gang

Ages ago I asked for advice in the following post

http://forums.moneysavingexpert.com/showpost.html?p=31177837&postcount=1041

for Barclaycard. Here are the links to photobucket for the letters that they returned:
http://i773.photobucket.com/albums/yy19/jimbob_2010/Barclaycard3rdCCArespletterp124Mar.jpg
http://i773.photobucket.com/albums/yy19/jimbob_2010/Barclaycard3rdCCArespletterp224Mar.jpg
http://i773.photobucket.com/albums/yy19/jimbob_2010/Barclaycard3rdCCArespletterp324Mar.jpg

Here is Nid's reply - post http://forums.moneysavingexpert.com/showpost.html?p=31185603&postcount=1055

Anyhow, I've been useless and have only just sent off the follow up letter as per the post above. I've had a look through a few weeks of posts on this thread from the above post but can't see anything.

Here is the reply from Barclaycard.

http://i773.photobucket.com/albums/yy19/jimbob_2010/Barclaycard4thCCArespletter8June.jpg

I'm assuming that my next form of action is to take no action. Can someone confirm please?

Many thanks in advance

Jim

jim_painter

Ok been really dozy.
Sent my first letter but forgot to send it recorded. Luckily the cheque cleared so i have proof they received the letter. No probs.
Havent heard anything from them so sent the reminder letter.
The wife sent it for me but she forgot to do it recorded as well. Do i need to send it again recorded as i have heard nothing so not sure they have received it.

Thanks

dibs69

never-in-doubt wrote: »

You mean they have asked you for 28 days to look into your complaint? If so then fine, wait til they write back and see what they say. If not, and they have already issued their final response, you would then send yours (i.e. the link above)

sorry niddy, yes 28 days to look into my complaint but i have allready sent Debtors Final Response - CCA Received

it is there response to it:)

handyman123_2

Hi, Niddy re:my post today. DCA admiting debt statute barred, Do you think I should ask for my £1.00 back? LOL.:rotfl::rotfl:
Cheers handy.

Right Mctavish back to page 1 with you.