Unenforceability & Template Letters III

Fitzer2000

Hi Guys, Apologies if this is the wrong place for my question. Can anyone provide me with the addresses of Capital One and Barclaycard. The only addresses I have are PO Box numbers and I have been told that "recorded delivery" post cannot be signed for at PO addresses. Thanks

Slickfm

Fitzer2000 wrote: »

Hi Guys, Apologies if this is the wrong place for my question. Can anyone provide me with the addresses of Capital One and Barclaycard. The only addresses I have are PO Box numbers and I have been told that "recorded delivery" post cannot be signed for at PO addresses. Thanks

Hi Fitzer2000,

Capital One Card Services
P.O. Box 5283
Nottingham
NG2 9HD

elsie52

Hi Fitzer,

I don't have addresses for either of those, but I have sent to PO addresses and they have been signed for.

Fitzer2000

Thank you Slick and Elsie, much appreciated.

thepedestrian

Barclaycard
1234 Pavilion Drive
Northampton, NN4 1SG
Phone: 0844 556 0059
Fax: 0151 5497051

BorassicLint

Hi Nid - and everyone else:hello:

Have received a letter from LTSB in reply to my Final Response - No CCA received just saying that they don't normally correspond once they have issued their final response but that they have complied with s78 and my agreement contains all the prescribed terms ( what agreement - all they sent me was t&c's:o) and they will treat it as enforceable . They have now closed the file but will keep any further correspondence I send and I can go to FOS if I want.

I take it I just sit on this for a while now and if they continue to write saying it's enforceable I'll send the Refusal by Lender to accept unenforceability - is that right?

Many thanks for your help:beer:

never-in-doubt

Mateusrojo wrote: »

So presume its - CCA dispute template - terms and conditions supplied?

Yes send this to Barclays:CCA Query - Terms & Conditions Supplied

Mateusrojo wrote: »

Should I resend the final response letter with correct number or is there a more suitable reply to this one?

Send this to Crappy1: Debtors Final Response - CCA Received

Mateusrojo wrote: »

ALSO sent Albion (re Sainsbury card) a letter - debt sold while in dispute but they have ignored this and sent another letter asking me to pay - happy to ignore - is this ok?

Send this: CCA Dispute - s.10 Cease & Desist

never-in-doubt

elsie52 wrote: »

Hi Niddy,

I have received CCA back from Lloyds re CC, and the only thing that I can see missing is the Credit Limit and also the terms and conditions page is not complete, it looks like something has been torn off the bottom of the page. Would you possibly have a look at it for me.? Shall I scan and post onto imageshack or could I email it to you. I am fully expecting this one to be enforceable.

Thanks very much Niddy

Can you email me the actual document, its easier..... i'll pm you my email address.

thanks

thepedestrian

Sorry to be a pain NID ! - HAVE RECEIVED THIS BACK FROM BCARD.....


I WRITE FURTHER TO YOUR RECENT LETTER ALLEGING THAT WE HAVE FAILED YO COMPLY WITH OUR OBLIGATIONS IN REQUEST FOR DOCS PURSUANT TO SEC 78 OF THE CC ACT

NOTE THAT WE HAVE ALREADY SET OUT IN DETAIL ,WHY WE ARE SATISFIED THAT THE DOCS. ALREADY PROVIDED HAVE DISCHARGED OUR OBLIGATIONS UNDER THE ACT.WE ARE UNDER NO LEGAL OBLIGATION TO PROVIDE ANY FURTHER DOCS.TO YOU IN THIS REGARD

YOURS ,BLAH BLAH BLAH


Am I right in thinking that I should now respond with Unenforceable Agreement - Debtors Final Response ?
( they have failed to come up with my signiture after sending CCA request then template 3.2 , then template3.3 )

Thanks in advance- yor the man !

never-in-doubt

Utopia wrote: »

Hiya Everyone,

Should I be sending one of the new templates now?

Refusal by Lender/DCA - to accept Unenforceability

Cheers for now Nid.

X

Hiya

Yep that's the one, send that: Refusal by Lender/DCA - to accept Unenforceability :D