Unenforceability & Template Letters III

kdallsop

never-in-doubt wrote: »

Put both!!

Cheers!!

Some outstanding info here by the way!!

fedupwiththeworry

never-in-doubt wrote: »

Probably me i'd say! The OP won't be cos you should really let them enter default so do nothing for around 21-28 days anyways.....

Hi Niddy,

Just a quickie re this as it's me who's sent out the 12 CCA requests.
10 have already been defaulted and the other 2 aren't even showing on the credit reports so I think they've been defaulted and dropped off.

Do they default you again when you go through this process ?

Thanks for your help :T

Slickfm

Hi Niddy, after my update post yesterday re Crap One, I have just received a call from Crapquest on behalf of Crap One:eek:, when he asked me security questions i jumped in and said ' i dont wish to discuss this with you as the account is in dispute' (CCA not received) he waffled on saying 'we need to talk to you' and i just repeated myself:D to which he then said ' i will note your comments and get a letter out in the post to you'. I will wait for the letter then send the account sold whilst in dispute letter, is this right??;)

Thanks

never-in-doubt

kdallsop wrote: »

Cheers!!

Some outstanding info here by the way!!

lol, what do you mean mate?

never-in-doubt

Slickfm wrote: »

I will wait for the letter then send the account sold whilst in dispute letter, is this right??;)

Thanks

Well done - yes, that is correct - nice one

never-in-doubt

fedupwiththeworry wrote: »

Hi Niddy,

Just a quickie re this as it's me who's sent out the 12 CCA requests.
10 have already been defaulted and the other 2 aren't even showing on the credit reports so I think they've been defaulted and dropped off.

Do they default you again when you go through this process ?

Thanks for your help :T

Sorry for confusion mate - I mean the lender enters default of YOUR s.78 request, i.e. they cannot do anything until they respond.....

Regards to your defaults, remember the golder rule - One Default per debt lifecycle. So once a default has been placed, 6 years later it falls off - FOREVER!

fedupwiththeworry

never-in-doubt wrote: »

Sorry for confusion mate - I mean the lender enters default of YOUR s.78 request, i.e. they cannot do anything until they respond.....

Regards to your defaults, remember the golder rule - One Default per debt lifecycle. So once a default has been placed, 6 years later it falls off - FOREVER!

Thanks Niddy :T

never-in-doubt

Mateusrojo wrote: »

Ah Ha

Managed to get Photobucket to work.

Sainsbury letter now here:

http://s800.photobucket.com/albums/yy290/mateusrojo/Sainsbury/

Wanted to publish it in case it assists anyone else to hear your response - part of it seems like a standard response/cut and paste - they refer to "your client" in one paragraph before reverting to "you" but just wasn't it sure whether just alot of waffle or anything I need to pay attention to!!

Thanks NID

Send this: Debtors Final Response - CCA Received

Slickfm

never-in-doubt wrote: »

Well done - yes, that is correct - nice one

Cheers Niddy:T:T

chinawhite_2

jadex wrote: »

facebook? linkedin?

also your name could pop-up from your company's website (are you listed somewhere there) then they can try fishing by calling around and pretend to be customer/client (other than that someone from your work place has compromised you as he/she shouldn't transfer any call to you without your consent)

just google your name and see what comes out

EDIT: just realised my post number #3000 :eek: , and it is 3rd reincarnation of the thread

WOW, your absolutely right, just took me about two minutes to find my name place of work and phone number on google.:eek: Bit Scary !!!!