We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Feel so bad...

2»

Comments

  • LittleL_4
    LittleL_4 Posts: 714 Forumite
    Hi, I know what you mean. I think I'll be able to pay an extra £175 towards my c/c debt from my bday money. In the long term it's probably saving me more than that from the blasted interest.
    Thanks for pointing that out and again it makes me feel better.

    xx
    Debt 28/12/06 £26,467
    £20 grocery challenge per week
    Savings £400
    £2 coins - £8.00
    DMP £357 pcm (CCCs) commenced 1/10/06
    DFD :think:
    proud to be dealing with my debts
  • lazy&indebt
    lazy&indebt Posts: 597 Forumite
    Happy birthday mate!
    And don't worry, I've done that too! My Family knew I was putting it towards my debts and they didn't mind. It's your bday money and you should spend it on what makes you happy. And if working towards being debt free makes you happy then go for it!
    Was debt free... then went travelling!
  • vivaladiva
    vivaladiva Posts: 2,425 Forumite
    Hi
    Happy Birthday!
    Even the smallest bit of debt reduction seems like a nice present to me. My friends husband once paid off her credit card for her birthday and even though it wasn't a huge ammount it was a load off her mind.
    I have plenty of willpower - it's won't power I need.
  • LittleL_4
    LittleL_4 Posts: 714 Forumite
    You're right :j I'll do what it takes to get out of this mess...

    xx
    Debt 28/12/06 £26,467
    £20 grocery challenge per week
    Savings £400
    £2 coins - £8.00
    DMP £357 pcm (CCCs) commenced 1/10/06
    DFD :think:
    proud to be dealing with my debts
  • sanfrancisco
    sanfrancisco Posts: 645 Forumite
    You could buy "treat essentials". For example shampoo, face masks, nail varnish, a dress for that wedding in November that you know you have nothing to wear for. Earmark it for things for you that are needed (but maybe not at the moment). Hope this makes sense?
  • susie76
    susie76 Posts: 59 Forumite
    Happy birthday, and well done for being such a committed DFWer. I deliberately didn't ask for money for my birthday as i knew if i did it would go on living expenses / cedit card bills, and i really wanted some new clothes and stuff so i asked for vouchers, but if paying off debts makes you happiest then that is what you should do, but allow yourself a small treat. Hope you have a lovely day on Sunday.
  • LittleL_4
    LittleL_4 Posts: 714 Forumite
    Thanks Susie, so sweet. O/H is taking me for some sushi which is my fav so at least I have that to look forward to.

    xx
    Debt 28/12/06 £26,467
    £20 grocery challenge per week
    Savings £400
    £2 coins - £8.00
    DMP £357 pcm (CCCs) commenced 1/10/06
    DFD :think:
    proud to be dealing with my debts
  • Rallya
    Rallya Posts: 255 Forumite
    Happy Birthday for Sunday LittleL :)

    Good luck in your quest to be debt free, I would do the same thing with the money too so you definately shouldnt feel bad about it :p
    Official DFW Nerd Club - Member no: 126 :j


    The road to Hell is paved with good intentions...
  • nearlyrich
    nearlyrich Posts: 13,698 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Hung up my suit!
    Have a lovely birthday, don't feel bad about putting your birthday money towards your debt but do have a little treat so you don't feel hard done by.
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.