Feel so bad...

LittleL_4

It's my birthday on Sunday and I've asked my family and o/h if they could give me money instead of a pressie. But this money is going towards my debt, as I can't justify spending it on myself when I have so much debt to clear.
I feel awful about it, has anyone else done the same?

L
x

lady_fuschia

DOn't think about it in that way.
I've done the same this year and last year too. I think the way to approach it is to think about what you want to do once you're out of debt and see it as putting the money towards that (sort of like saving up for something but starting at less than 0!)
Also, I would take a little of the money to treat yourself to something- even if its only five or ten pounds for a CD or some nice bubble bath or a bottle of wine to celebrate your birthday, we all need treats now and then to encourage us to keep going.
Don't get too down, just try and think of it in a positive light- surely working towards being debt-free is a better way to use the money than just frittering it away in the pub or on clothes you'll only wear for 3 months?

lynzpower

Ive done it

I justify by saying well its a present I bought myself a long time ago that Im still paying off

If I feel embarassed about telling the person who gave me the money I do tell a little lie and say, we went for a night out in the pub with it. We hadsa good time, thanks very much

Better than wasting the money on something you wont use, or have forgotten about

lady_fuschia

Almost forgot- Happy birthdday!

LittleL_4

Cheers girls, you've made me feel better and I'm glad i'm not the only one who does it. I'll buy myself a nice wee bottle of vino and try and not feel too guilty when I bung the rest on my c/c.

I guess I'm kinda treating myself to becoming debt free, albeit, it's a long way away.

Thanks again

xx

lynzpower

Ah yeah!! HAppy Birthday!!!

And another step closer to debtfreedom :beer:

Brassic

Happy Birthday - and don't worry, my b'day money has disappeared into the dark hole of calcutta/overdraft for last I can't remember how many years :rolleyes: At least now I've found this board it will make a difference in the long run

RoCas

You should be very proud of yourself.

Hope you have a lovely birthday :T

Floss

:bdaycake: Have a lovely birthday....

LittleL_4

Thanks guys, you're the best...
L
x

gallygirl

How much are we talking about? It could be worth MUCH more!!!!http://www.whatsthecost.com/snowball.aspx

feed it into snowball, with the debt you'll be paying off, then see how much what they're giving you is really worth to you - that should stop you feeling guilty!!!!!