Credit score lowered by multiple credits checks by car dealership

Millie_Millsters

amibeingrippedoff wrote: »

If i were a company is there such a thing as doing a credit check on another company?

Absolutely! The company I used to work for (Aircraft parts manufacturer) always checked the credit worthiness of customers before supplying parts and monitored their payments were on time.

geoffky

amibeingrippedoff wrote: »

Well within 4 days i had 9 searches done on me( 3 IN DAY 1) all rejected. I contacted them and they said it was in the contract i signed at the office that they can do this. In fact they actually have 28 companies they can use and made it very clear that if they feel the need than they are entitled to try and get credit for you. I only found out about all the searches when i got an alert on my credit file by text message.
Arnold Clark dont care how they go about their business all they care about is getting that finance for you and a sale!!

I have a £10 monthly mobile contract and A £200 limit CC. I have never had problems getting anything until I went to them. They have ruined my life as I have been turned down for a mortgage based on the multiple searches done on me.


TO ANYONE WHO READS THIS PLEASE CHECK BACK FOR UPDATES AS I PLAN TO BUILD A SITE TO POST YOUR COMPLAINTS AND PASS THIS ON TO THE RELEVANT AUTHORITIES. THIS NEEDS TO STOP!!

Rubbish,they have saved you a fortune due to falling house prices, just think you are now not in negative equity,,send them some flowers..:cool: