We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

prepayment debt help

Options
13»

Comments

  • lee5768
    lee5768 Posts: 90 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    you should go your local citizens advice centre and speak to there debt advisers
    they may be other options

    some people in debt such as yourself can apply to the likes of united utilities trust fund for a grant to totally pay this debt off

    but to get the full low down you would have to see the CAB they know what is available in your area

    obviously them taking £15 a week is going to be devastating to someone in your situation as it will end up costing you a lot more

    they should never have let it get this far tbh
  • lee5768
    lee5768 Posts: 90 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    macman wrote: »
    I'm not clear if £15 is the amount agreed to pay off the debt, or includes ongoing usage.


    that will be the recovery rate as its prepayment.
  • smileon
    smileon Posts: 6 Forumite
    the 15 will be repayment of the debt my usage will be on top of that ive had some good news today after many phone calls to council it turns out my house has had nothin done since the 1960's ! i have a surveyer comin out on thursday my home doesnt meet desent home standards the ppl that lived here me before me refused anything updating so basically the insulation is nil the heaters are so old they dont even make them anymore let alone parts to fix them (explains why they dont heat rooms) i have appt with cab tomorrow im going to ask them about could i hold the council at fault with some of the bill as the desent home standards should of been met in 2008 well before i moved into house and the house was checked over before i was given keys so they knew what was what just one more phone to make to home help heat line to see if i qual for a discount with been low income even thou i still have a huge debt things are looking up with new insulation etc my bills should come down alot leaving that bit more to pay of the debt thanks again for everyones help
  • markharding557
    markharding557 Posts: 3,116 Forumite
    well all the best smileon
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.