Loan - Unable to afford repayments

big_gb_2

yeah like others are saying - youve got plenty of time to sort it out.......

You could try and pay more off beforehand if poss. Then transfer some to a virgin card 16 months @ 0%..... minimum payment is only £25 altho as always, you should try and pay more.

might be an option.

CarineG

eschaton wrote: »

At the end of the day, you borrowed and need to pay it back. If you make the term longer then the interest WILL increase.

You cannot expect banks to reduce loan payments for everyone that can't keep their legs shut.

Are you for real? what a terrible thing to say... are you aware that it is possible to get pregnant when taking contraceptive?
You don't know anything about her situation, yet you make some seriously abusive comment. I have reported your post as I think it's out of order.
Do you feel the same way about other unplanned events like losing your job/your partner/splitting up etc?

Eschaton - talking to the loan provider is definitely what I would do, there is no reason why they can't extend the term of your loan - it will cost you more overall but it's better than getting into arrears.
Congratulations on your pregnancy!

fatlad9

eschaton mustn't be getting any

bless.

fatlad9

eschaton wrote: »

Well we know you won't be if your too fat :j

HEHE some people like fatties!

xmaslolly76

can you over pay your loan a little each month now until you go on your maternity leave it may help with the bank if they can see you are serious about paying it off :-)

eschaton

fatlad9 wrote: »

HEHE some people like fatties!

Slap the belly and ride the waves :rotfl:

leedsfan_3

Ignore the dimwit above, congratulations on the pregnancy. I concur with everyone else really, talk to them and see what can be arranged. If you have no look with them then speak to the debt support line.