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Today the OD is clear!!!!
Dreamer2010
Posts: 27 Forumite
Hi All
Today i have cleared my Abbey OD which was £600 in November :j so my question now is do i reduce it down to something more reasonable ie £100?
x x
Today i have cleared my Abbey OD which was £600 in November :j so my question now is do i reduce it down to something more reasonable ie £100?
x x
:heart2: £365 IN 365 DAYS £2/£365 :heart2: :starmod: eBAY Challenge £70/£900 :starmod:
Debt
:exclamati Natwest CC £792/£344
:exclamati Abbey OD £600/£0:exclamati Npower arreas £478.71 :sad:
Debt
:exclamati Natwest CC £792/£344
:exclamati Abbey OD £600/£0:exclamati Npower arreas £478.71 :sad:0
Comments
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In short - yes.
You have obviously proved that you can live within your means, so don't leave temptation out there.
Moose.0 -
Well done!! I think it is reasonable to have a buffer of £100-£200 but no more than this is needed.0
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If you get rid of the overdraft you wont ever be overdrawn again if you are clever. Instead of this arranged overdraft "buffer" why not pay in £100 and forget it is there? The buffer is then your own money.0
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Dreamer2010 wrote: »Hi All
Today i have cleared my Abbey OD which was £600 in November :j so my question now is do i reduce it down to something more reasonable ie £100?
x x
Like others here, well done. :beer:.
I too will push my OD limit down this monday to 200 then 100 later.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
karatedragon wrote: »If you get rid of the overdraft you wont ever be overdrawn again if you are clever. Instead of this arranged overdraft "buffer" why not pay in £100 and forget it is there? The buffer is then your own money.
Well at first they can reduce to to £100, then they can save the £100 up and leave it as the buffer.
They've done the most important thing, reducing the overdraft to 00
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