Nationwide

Goldielox_2

I wrote to Nationwide to reclaim credit card charges, after 14 days there was no response so I sent second letter threatening court action, it's now been a further 14 days and I've still had no response. Is anyone else currently chasing Nationwide for charges and if so what has the outcome been?

Premier_2

Well now it's down to you.

Are you prepared to carry out the threat you have made, or are you prepared for the Nationwide to mark this one up as simply another idle threat?

I'm sure with all the claims being made for both credit card charges and bank charges, the respective financial institutions are well aware of consumer campaigns on the web, especially Martin's latest advice

...telling the bank you are planning court action doesn’t require you to follow through with it....

http://www.moneysavingexpert.com/reclaim/oft-bank-charges (even though that is within the bank charges reclaiming guide)

To use a phrase that an old manager of mine often used:

" It's now time to I]deficate[/I or get off the pot!"

markdsmith_2

Nationwide are the worst to deal with. I'm in hardship and trying to claim bank charges back as it is clear these have exasperated my problem. They just do not want to know.

davidgmmafan

To be honest I disagree with Martin, threatening court and not following it through is of benefit to the banks. They will have heard the threat many times before and not following it through, I'm with CAG on this one don't make the threat unless you are going to follow it though, it will only further embolden them.

Banks are still paying out in full on credit card charges last I heard.

natweststaffmember

Goldielox wrote: »

I wrote to Nationwide to reclaim credit card charges, after 14 days there was no response so I sent second letter threatening court action, it's now been a further 14 days and I've still had no response. Is anyone else currently chasing Nationwide for charges and if so what has the outcome been?

Where did you send the request to?