Panicking and Baines & Ernst

southernscouser

charapfan wrote:

Call CCCS not Payplan!!!
Payplan are a commercial firm pretending to be a charity!

Oi dickwad! Will you p!ss off?

charapfan

"Payplan works very closely with organisations mentioned in the White Paper, such as National Debtline and Citizen's Advice Bureaux, by providing free debt management plans for people coming to them with debt problems. Payplan is a commercial organisation which is paid by creditors and therefore does not charge debtors a fee"

From the Payplan site.

Any other lofty challenges ?

charapfan

I have noted your abusive comments and I do not wish to engage. Read a book sometime?

Sugar_Coated_Owl

Let_Robinson_Sing wrote:

they were only friendly first as they wanted to get their fat greedy scummy hands on your money. argh i hate DMC'S like that. I think we should have a name and shame of scummy DMC'S on here. What was she saying to do when you cancelled the DMP?

I agree with you.

I was complaining to her about the level of service that I received once I was a client and how slow they were e.t.c and that was why I wanted to cancel my plan. She seemed to have such an attitude problem and was trying to make it as difficult as possible to actually cancel.

Let_Robinson_Sing

charapfan wrote:

"Payplan works very closely with organisations mentioned in the White Paper, such as National Debtline and Citizen's Advice Bureaux, by providing free debt management plans for people coming to them with debt problems. Payplan is a commercial organisation which is paid by creditors and therefore does not charge debtors a fee"

From the Payplan site.

Any other lofty challenges ?

However unlike that tripe you were plugging it doesnt take profit from peoples problems. Payplan is funded to help people shame not all agencies like that and soon all these DMC'S that charge will be closed down and you'll be laughed at :rotfl:

Let_Robinson_Sing

razorbladekisses wrote:

I agree with you.

I was complaining to her about the level of service that I received once I was a client and how slow they were e.t.c and that was why I wanted to cancel my plan. She seemed to have such an attitude problem and was trying to make it as difficult as possible to actually cancel.

I am glad you pulled out when you did. Shame a member of a 'help line' was so rude. bloody scummers!

southernscouser

charapfan wrote:

I have noted your abusive comments and I do not wish to engage. Read a book sometime?

Well report me to abuse like I have you then!

isgman

Kick them out,, go to the CAB,CCCS or Payplan they will help for FREE

gallygirl

Have been following this ahem discussion with interest, and had a look at the payplan site. Are they really free?

http://www.payplan.com/how-are-we-funded.php

How our IVA's are Funded

Unlike most Insolvency Practitioners our sister company, The Payplan Partnership, do not charge any upfront fees.
The monthly payments that you make into your arrangement will cover the payments to your creditors as well as our fees for putting together and supervising the arrangement.
In short, the creditors agree that they will accept a lower return from the arrangement. In addition you only start paying once your arrangement is agreed so if we are unsuccessful, you will not have to pay for the work that we have done for you up to this point.

This clearly suggests there is a fee when an iva is set up????? Although they also state at the top of the page thee are no set up costs or monthly fees?

I am not having a go at them (please don't shout SS!) but am genuinely puzzled as this goes against what I believed to be the case, and what is stated elsewhere on their site?

southernscouser

ali007 wrote:

Have been following this ahem discussion with interest, and had a look at the payplan site. Are they really free?

http://www.payplan.com/how-are-we-funded.php

How our IVA's are Funded

Unlike most Insolvency Practitioners our sister company, The Payplan Partnership, do not charge any upfront fees.
The monthly payments that you make into your arrangement will cover the payments to your creditors as well as our fees for putting together and supervising the arrangement.
In short, the creditors agree that they will accept a lower return from the arrangement. In addition you only start paying once your arrangement is agreed so if we are unsuccessful, you will not have to pay for the work that we have done for you up to this point.

This clearly suggests there is a fee when an iva is set up????? Although they also state at the top of the page thee are no set up costs or monthly fees?

I am not having a go at them (please don't shout SS!) but am genuinely puzzled as this goes against what I believed to be the case, and what is stated elsewhere on their site?

All IVA's cost money hun! It's something to do with paying a qualified insolvency practitioner to set it all up or something!