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A journey of a 1000 miles must begin with single footstep....
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Happy New Year Woo xxxLoan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10
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Happy New Year Woo
Hopefully you will soon be completely debt free !!! and can start saving for that holiday home !!!
As for knowing limits with alcohol I'm still waiting to learn
:beer::beer::beer::beer::beer:0 -
thanks Woo, at least it's under £10k for the next 12 days, then it goes back up again as the double glazing is paid for. But it WILL be back under in a couple more months.0
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Im finally home after long delays at the airport, it's good to be back ready to start the year
LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Good to have you back safe and soundMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Hopefully you will soon be completely debt free !!! and can start saving for that holiday home !!!0
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Nice to hear you are back safe and sound Woowoo - you've been missed!
xx0 -
It's snowing, not one flake did we get in Italy all week lol!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
oh heavens you've got snow? i hope it stays well and truly away from here.0
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It hasn't cone to anything LT
Me and the OH did some talking whilst away about the holiday apartment and I have decided that I'm in no rush to start saving for this once debt free, if at all. There are so many places in the world I want to visit so don't want to tie myself down, I will be in a great position to do what I want being debt free and no children so want to make the most of it.
I will need to save for a new car, hopefully mine will be fine for another couple of years.
No need to make any decisions for at least another year though!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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