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A journey of a 1000 miles must begin with single footstep....
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Awh Woo, sorry to hear about dogums, it is so hard when you lose a pet ((((((((((((((Hugs))))))))))))))))
Be glad your snow has melted!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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you're welcome to our snow if you want it. I hate it!0
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But it's so pretty LT!
Went to The Mall tonight so the OH could get a shirt for the Christmas Party on Sat night, I didn't spend a penny
LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
well done you! wish i hadn't spent so much when i went shopping on Sat.
snow is pretty if you're inside in the warm and can just watch it outside. It's horrible when you've got to go to work and have to walk ages from the car park to the office.0 -
I love the way banks try and explain things as if they have your best interests at heart! Just had an email from Natwest stating they are simplifying overdraft charges to make them easier to understand. There will now be a flat fee of £6 per day if you go overdrawn/over your overdraft! Can you imagine making £6 for going even a penny overdrawn!
Luckily I never go overdrawn on this account so isn't an issue for me. It just makes me laugh how they try and dress these things up when the reality is its just another way to screw more money out of people!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
The O/D thing worries me as we still use ours and I dont need anymore charges must make more of an effort to get rid of it.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
It's absolute robbery and they know once they get you in that spiral of charges its so hard to get out of.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Oh indeed - and I'm going to have to use both overdrafts again now in February to pay off the Virgin before it comes back to full rate... :-(0
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I've done another update :-) yippee :-) the snow is crazy bipedal everyone is wrapped up nicely xxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Your doing good Happy, well done xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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