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A journey of a 1000 miles must begin with single footstep....

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Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I like the new sig HWG :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Debt has not gone down by much but hope to reduce a bit more by next payday which is less than 3 weeks away.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I have to wait till Christmas Eve, when I will go sub £11k :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    That will be a lovely christmas present, mine will be new years eve to hopefully go sub £32500 and it all depends on how much interest i will pay next month.
    Spuds were lovely you have to try them
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    And then we enter our final year of debt busting, well hopefully anyway!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    What a great Xmas Eve and New Year's Eve you two are going to have, and very well deserved too :)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Woowoo wrote: »
    I don't even have it on a spreadsheet! Will get my receipts out at work tomorrow and try and make sense of it! I couldn't make it add up on Friday as a transaction for something mysterious was pending!

    I know the Tesco shop was about £8 over budget and I'm panicking I have majorily overspent elsewhere!

    You are with Natwest aren't you hun? I've had these 3/4 times, especially recently :mad:, I had 2 transactions of £2 each that looked like they had gone out of my account but it wouldn't show who for...then they just disappeared?! :eek:

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi Jody

    Yeah I'm Natwest as well, on Friday it look liked a transaction was pending for around £9 but I know what I had spent that day only £35 on a Xmas present and £4.40 on a ticket for circuits, I was wondering if one of these two had over charged me to be honest as it was done over the phone. Hopefully they will have come out tomorrow and I can start matching things to my budget as I have receipts for the remaining transactions.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Hi woo woo it seems like we are all the same re budgets and debit cards i hate it why can it not show instantly it bugs me so much :/ done abit of crimbo shopping well oh has i think we will do ok well i hope we will :P xxx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Morning Happy

    Well done in getting some more Xmas shopping done.

    Any snow?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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